Tazapay vs Dodo Payments (2026): Which Is Better for Receiving International Payments in India?
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Short answer
Neither Tazapay nor Dodo Payments publishes enough pricing to estimate the cost of a USD 5,000 receipt, so there is no cost verdict. The better choice depends on how your client pays: Tazapay is best for companies taking card or local payment methods, and Dodo Payments is best for software and digital product sellers.1234
| Use case | Better option | Why |
|---|---|---|
| Bank transfer of USD 5,000 | Cannot compare | Neither publishes full pricing for this case. |
| Bank transfer of USD 2,000 | Cannot compare | Neither publishes full pricing for this case. |
| Client paying USD 2,000 by card or link | Cannot compare | Neither publishes full pricing for this case. |
| Tazapay is best for | Tazapay | Companies taking card or local payment methods.12 |
| Dodo Payments is best for | Dodo Payments | Software and digital product sellers.34 |
1,000 USD = ₹94,243 at the reference rate for 13 November 2026 (European Central Bank data).
Estimated rupees received, on published fees
Sorted by estimated rupees received, highest first. Only providers that publish both their fee and their conversion markup for this currency and method can be estimated.
| # | Provider and route | Best for | Fee (+GST) | Markup | You receive | Cost |
|---|---|---|---|---|---|---|
| 1 | Karbon BusinessLowest estimated costBank transfer to a Karbon virtual USD account | US bank transfers and marketplace payouts | ₹942plus GST, rate not stated | 0% | ₹93,131 to ₹93,301 | 1.00 to 1.18% |
| 2 | RazorpayMoneySaver Export Account: bank transfer to virtual account details (Standard plan) | Local transfers from the US, UK and eurozone | ₹1,000plus GST, rate not stated | 0% | ₹93,063 to ₹93,243 | 1.06 to 1.25% |
| 3 | WinvestaGlobal Collections Account, standard plan (up to 2,000 a month per currency) | Local transfers with a published per-payment fee | ₹1,435 | 0% | ₹92,809 | 1.52% |
| 4 | SkydoPayment link (InstaLinks) paid by ACH debit | Local bank transfers from major markets | ₹1,885plus GST, rate not stated | 0% | ₹92,019 to ₹92,358 | 2.00 to 2.36% |
| 5 | PayoneerLocal bank transfer to Payoneer receiving account details | Marketplace payouts such as Amazon or Upwork | ₹0no GST stated | 1 to 4% | ₹90,473 to ₹93,301 | 1.00 to 4.00% |
| 6 | PayPalInternational commercial transaction received into a PayPal account (PayPal checkout or invoice) | Clients paying by card or PayPal balance | ₹4,175no GST stated | 3 to 4% | ₹86,465 to ₹87,366 | 7.30 to 8.25% |
Not estimated because pricing is not fully published: Cashfree Payments, Dodo Payments, PingPong, Stripe, Tazapay, TransFi, Wise.
Where a provider says GST applies to its fee but not at what rate, the range runs from no GST to 18%, the rate Skydo, Stripe and Winvesta state on their pages. Estimates use each provider's published fee, conversion markup, GST on fees and FIRA charge, checked 2026-10-28, against the reference rate. They exclude charges taken by intermediary banks and your own bank, and the rate a provider actually applies at the time of conversion. Check the provider's pricing page before you choose. The order is calculated only from these published numbers; no provider can pay to change its position, and there are no affiliate links.
How do Tazapay and Dodo Payments compare at a glance?
Tazapay and Dodo Payments compare on the twelve points below, using each provider's published information as checked on 28 October 2026. Where a provider does not publish something, the table says so.567
| Tazapay | Dodo Payments | |
|---|---|---|
| Best for | Companies taking card or local payment methods12 | Software and digital product sellers34 |
| Fees | Alternative payment methods: 0.8% to 2.5%. Global cards: 3.8% + USD 0.5 (non-high-risk industries). Global Collection Accounts (bank transfer receipts): not published, contact sales. No account opening fee.56 | 4% + 40c per transaction for US cards and wallets, +1.5% for cards and payment methods outside the US, 4% + 15c for Indian cards and UPI (plus international fees where applicable), +0.5% for subscriptions, 1.5% capped at $15 or EUR 15 for ACH or SEPA direct debit.7 |
| FX markup | Not published as a percentage. Tazapay says it sources rates from multiple partners and shows the exact rate before you confirm a collection or payout. Custom FX is offered on custom plans. | Adaptive Currency costs the business 0%; Dodo says buyers pay a 2 to 4% FX fee. Standard foreign exchange rates apply on non-USD settlements, with no rate published. If the receiving bank account is in another currency, the bank converts on arrival at its own rate.78 |
| Settlement | Weekly by default, on the weekday of sign-up; daily or biweekly cycles on request. After release, local settlement typically T+0 to T+1 and SWIFT T+1 to T+5, per Tazapay.910 | Dodo's FAQ says funds typically reach the bank 1 to 2 business days after a payout is initiated, and elsewhere 1 to 5 business days. Its Master Service Agreement says the supplier fee is paid on or before the 20th of the following month.113 |
| FIRA | Tazapay lists a fixed fee of USD 4 for a Foreign Inward Remittance Certificate (FIRC) in India. Its help centre says AD Category I banks issue FIRAs and FIRCs and that Tazapay can provide an NOC as a supporting document to obtain one. Its developer docs say a FIRA is generated for payouts to India and FIRCs are requested from partner banks, not generated automatically, with timelines that vary by bank.56121314 | Dodo's blog says a FIRA is available on request to support@dodopayments.com and that Dodo routes payouts through its payment partner and shares the FIRA once generated. Its documentation and terms do not mention FIRA. Cost not published.158 |
| Currencies | Tazapay says it supports collection in 35+ currencies through Global Collection Accounts, including USD, EUR, GBP, SGD, AUD and HKD. Its currency list marks INR as supported for invoicing, collection and settlement.1617 | Dodo says buyers can pay in 80+ currencies through Adaptive Currency. Payout balances are held in USD, GBP and EUR wallets; INR payouts have been discontinued.78 |
| KYC: who can sign up | Incorporated businesses only: Tazapay's terms require the account holder to be a corporation duly incorporated under applicable law. For India, Tazapay lists GST, certificate of incorporation, IEC, Udyam registration, MGT 7 (for private limited companies), MOA and AOA among KYB documents. Individual freelancers are not eligible under the terms.12 | Individuals (no registered business needed; PAN mandatory for Indians) and registered entities, including sole proprietors with a GSTIN. Dodo says it does not support physical goods or e-commerce websites.11 |
| RBI PA-CB status | Tazapay's licences page lists India only through Tazapay Canada Corp., which it says operates under the RBI's Rupee Drawing Arrangement (RDA) as an overseas principal, with foreign currency collected abroad and the INR equivalent credited through authorised banking channels. Tazapay does not appear in the RBI's list of authorised payment system operators, including its Payment Aggregator (PA-O, PA-P and PA-CB) section, as checked on 28 October 2026. Tazapay's contracting entity for Indian account holders is Tazapay Canada Corp., Tazapay Pte. Ltd. or Tazapay HK Limited, at Tazapay's discretion.18191 | Dodo Payments acts as merchant of record under a Master Service Agreement with Dodo Payments Inc. and its group companies (Dodope Payments Limited and Sarvapanchhi Technologies Private Limited). None of these entities appears in the RBI's list of authorised payment aggregators dated 16 October 2026, and Dodo does not publish an RBI authorisation.319 |
| Support | Tazapay lists 24/7 support via email, Slack, WhatsApp and Telegram, and a dedicated account manager. India-specific support channels are not published.5 | Email support@dodopayments.com.15 |
| Limits | No daily transaction limit. Per-transaction limits vary by payment method and country, for example USD 15,000 for cards in many countries and EUR 100,000 for instant bank transfer in several European countries. Limits for Global Collection Account receipts are not published.2021 | Not published. Payout threshold is $100 by default and can be lowered to $50. |
| How clients pay | Cards and alternative (local) payment methods through Tazapay's checkout, payment links and plugins; and local bank transfer, SWIFT or stablecoin into a Global Collection Account (virtual account details in the business's name).51622 | Buyers pay Dodo at its checkout or through Dodo invoicing: cards, Apple Pay, Google Pay and other wallets, BNPL, PayPal, ACH and SEPA direct debit, and in India UPI and Indian cards. The business may not invoice buyers itself.73 |
| Card payments | Yes. Tazapay lists global card payments at 3.8% + USD 0.5 for non-high-risk industries, a USD 0.2 authentication fee (waived for successful transactions on the pricing page), USD 2 per card refund and USD 15 per card dispute.56 | Yes. Buyers pay by card at Dodo's checkout; the fee is 4% + 40c, plus 1.5% for cards issued outside the US.7 |
How much INR do you receive on $2,000, $5,000 and $10,000 with Tazapay vs Dodo Payments?
The INR you receive with Tazapay and Dodo Payments is the invoice at the reference rate, less each provider's fee, conversion markup, GST on fees and FIRA charge. The table works this out from published pricing at today's rate.
None of these providers publishes both a fee and a conversion markup for USD.
Not estimated because pricing for USD is not fully published: Dodo Payments, Tazapay.
Ranked by INR received on USD 5,000. Reference rate: European Central Bank data for 13 November 2026. Fees, conversion markup, GST on fees and FIRA charges as published by each provider, checked 28 October 2026. Ranges appear where a provider publishes a range or does not state its GST rate. Intermediary bank charges are excluded. See the methodology.
What is Tazapay and who is it for?
Tazapay is a cross-border payments company, with licensed or registered entities in Singapore, Canada, the United States, Australia and Hong Kong, that offers incorporated businesses card and local payment method checkout, multi-currency collection accounts and payouts, and lists India among its jurisdictions through Tazapay Canada Corp. operating under the Rupee Drawing Arrangement.1815
- Regulated by: Tazapay's licences page lists India only through Tazapay Canada Corp., which it says operates under the RBI's Rupee Drawing Arrangement (RDA) as an overseas principal, with foreign currency collected abroad and the INR equivalent credited through authorised banking channels. Tazapay does not appear in the RBI's list of authorised payment system operators, including its Payment Aggregator (PA-O, PA-P and PA-CB) section, as checked on 28 October 2026. Tazapay's contracting entity for Indian account holders is Tazapay Canada Corp., Tazapay Pte. Ltd. or Tazapay HK Limited, at Tazapay's discretion.18191
- Used by: Incorporated businesses only: Tazapay's terms require the account holder to be a corporation duly incorporated under applicable law. For India, Tazapay lists GST, certificate of incorporation, IEC, Udyam registration, MGT 7 (for private limited companies), MOA and AOA among KYB documents. Individual freelancers are not eligible under the terms.12
- Best for: Companies taking card or local payment methods.12
What is Dodo Payments and who is it for?
Dodo Payments is a merchant of record: it resells a business's digital product to buyers as the legal seller, handles customer-side sales tax and chargebacks, and pays the business a supplier fee in USD, GBP or EUR.348
- Regulated by: Dodo Payments acts as merchant of record under a Master Service Agreement with Dodo Payments Inc. and its group companies (Dodope Payments Limited and Sarvapanchhi Technologies Private Limited). None of these entities appears in the RBI's list of authorised payment aggregators dated 16 October 2026, and Dodo does not publish an RBI authorisation.319
- Used by: Individuals (no registered business needed; PAN mandatory for Indians) and registered entities, including sole proprietors with a GSTIN. Dodo says it does not support physical goods or e-commerce websites.11
- Best for: Software and digital product sellers.34
How do Tazapay and Dodo Payments fees and FX markup compare?
Tazapay and Dodo Payments charge in different ways, so compare the fee and the conversion markup together, not the headline fee alone.
What does Tazapay charge?
| Transaction type | Fee | FX markup | GST on fees | Best for |
|---|---|---|---|---|
| Local bank transfer or Swift into a Global Collection Account | Not published6425 | Not published | Not stated | Clients paying by local bank transfer |
| Global card payments (non-high-risk industries) | 3.8% + USD 0.5642 | Not published | Not stated | Clients paying by card |
| Alternative (local) payment methods through checkout or payment links (non-high-risk industries) | 0.8 to 2.5%642 | Not published | Not stated | Clients paying through a payment link |
What does Dodo Payments charge?
| Transaction type | Fee | FX markup | GST on fees | Best for |
|---|---|---|---|---|
| One-time payment by US card or wallet at Dodo checkout | 4% + USD 0.478 | Not published | Not stated | Clients paying by card |
| One-time payment by card or other payment method outside the US | 5.5% + USD 0.478 | Not published | Not stated | Clients paying by card |
| One-time payment by ACH (USD) or SEPA (EUR) direct debit | 1.5%78 | Not published | Not stated | Clients paying through a payment link |
How do Tazapay and Dodo Payments compare on settlement speed?
Tazapay and Dodo Payments publish these settlement times for money reaching an Indian bank account.
| Platform | Settlement time | Payout to India | Best for |
|---|---|---|---|
| Tazapay | Weekly by default, on the weekday of sign-up; daily or biweekly cycles on request. After release, local settlement typically T+0 to T+1 and SWIFT T+1 to T+5, per Tazapay.910 | Settlement to the business's bank by local payment method or SWIFT. The help centre lists local currency settlement at USD 5 below USD 1,000 and free above, and wire settlement at USD 35 below USD 10,000 and free above. The pricing page lists settlements as free with a small fee for smaller amounts, local payouts at USD 2 to 5 and SWIFT at USD 5 to USD 35. Funds can also be held in the Tazapay balance.651016 | Companies taking card or local payment methods12 |
| Dodo Payments | Dodo's FAQ says funds typically reach the bank 1 to 2 business days after a payout is initiated, and elsewhere 1 to 5 business days. Its Master Service Agreement says the supplier fee is paid on or before the 20th of the following month.113 | Dodo pays out from USD, GBP or EUR wallets on a schedule (bi-monthly by default) once the balance reaches the threshold ($100 default, $50 minimum). Payout fee is $5 for payouts below $1,000 under standard pricing; USD SWIFT payouts for non-US businesses cost $25. Correspondent and receiving bank charges may also be deducted. Dodo's pricing table separately lists regular payouts as free.87 | Software and digital product sellers34 |
Do Tazapay and Dodo Payments provide FIRA and e-BRC, and are they RBI PA-CB authorised?
Tazapay and Dodo Payments publish the FIRA position and RBI status below, checked on 28 October 2026. An e-BRC is generated by the exporter on the DGFT portal from bank remittance data, so it does not depend on the provider issuing one.43
| Platform | FIRA | RBI PA-CB status | Best for |
|---|---|---|---|
| Tazapay | Tazapay lists a fixed fee of USD 4 for a Foreign Inward Remittance Certificate (FIRC) in India. Its help centre says AD Category I banks issue FIRAs and FIRCs and that Tazapay can provide an NOC as a supporting document to obtain one. Its developer docs say a FIRA is generated for payouts to India and FIRCs are requested from partner banks, not generated automatically, with timelines that vary by bank.56121314 | Tazapay's licences page lists India only through Tazapay Canada Corp., which it says operates under the RBI's Rupee Drawing Arrangement (RDA) as an overseas principal, with foreign currency collected abroad and the INR equivalent credited through authorised banking channels. Tazapay does not appear in the RBI's list of authorised payment system operators, including its Payment Aggregator (PA-O, PA-P and PA-CB) section, as checked on 28 October 2026. Tazapay's contracting entity for Indian account holders is Tazapay Canada Corp., Tazapay Pte. Ltd. or Tazapay HK Limited, at Tazapay's discretion.18191 | Companies taking card or local payment methods12 |
| Dodo Payments | Dodo's blog says a FIRA is available on request to support@dodopayments.com and that Dodo routes payouts through its payment partner and shares the FIRA once generated. Its documentation and terms do not mention FIRA. Cost not published.158 | Dodo Payments acts as merchant of record under a Master Service Agreement with Dodo Payments Inc. and its group companies (Dodope Payments Limited and Sarvapanchhi Technologies Private Limited). None of these entities appears in the RBI's list of authorised payment aggregators dated 16 October 2026, and Dodo does not publish an RBI authorisation.319 | Software and digital product sellers34 |
Which currencies, countries and payment methods do Tazapay and Dodo Payments support?
Tazapay and Dodo Payments accept the currencies and payment methods below, as each publishes them.
| Platform | Currencies | How clients pay | Card payments | Best for |
|---|---|---|---|---|
| Tazapay | Tazapay says it supports collection in 35+ currencies through Global Collection Accounts, including USD, EUR, GBP, SGD, AUD and HKD. Its currency list marks INR as supported for invoicing, collection and settlement.1617 | Cards and alternative (local) payment methods through Tazapay's checkout, payment links and plugins; and local bank transfer, SWIFT or stablecoin into a Global Collection Account (virtual account details in the business's name).51622 | Yes. Tazapay lists global card payments at 3.8% + USD 0.5 for non-high-risk industries, a USD 0.2 authentication fee (waived for successful transactions on the pricing page), USD 2 per card refund and USD 15 per card dispute.56 | Companies taking card or local payment methods12 |
| Dodo Payments | Dodo says buyers can pay in 80+ currencies through Adaptive Currency. Payout balances are held in USD, GBP and EUR wallets; INR payouts have been discontinued.78 | Buyers pay Dodo at its checkout or through Dodo invoicing: cards, Apple Pay, Google Pay and other wallets, BNPL, PayPal, ACH and SEPA direct debit, and in India UPI and Indian cards. The business may not invoice buyers itself.73 | Yes. Buyers pay by card at Dodo's checkout; the fee is 4% + 40c, plus 1.5% for cards issued outside the US.7 | Software and digital product sellers34 |
What are the strengths and limitations of Tazapay and Dodo Payments?
Tazapay and Dodo Payments each suit some exporters better than others. These points come from each provider's own pages.
What are the strengths and limitations of Tazapay?
Strengths:
- Your business is an incorporated Indian company that can provide the KYB documents Tazapay lists for India.12
- Your clients want to pay by card or a local payment method in their own country through a checkout or payment link.5
- You want collection account details in currencies such as USD, EUR, GBP, SGD, AUD or HKD and are willing to get a quote from sales.165
Limitations:
- Tazapay does not appear in the RBI's list of authorised Payment Aggregators, including the cross-border (PA-CB) category, as checked on 28 October 2026; it describes its India set-up as the Rupee Drawing Arrangement.1918
- Individual freelancers cannot sign up; the account holder must be an incorporated corporation.1
- Fees for receiving into Global Collection Accounts and the FX margin are not published.542
- A FIRC for India costs USD 4 and is requested from partner banks rather than issued automatically.514
- Settlements are weekly by default unless a custom cycle is agreed.9
- Tazapay's pricing page and help centre publish different settlement and payout fee figures.56
What are the strengths and limitations of Dodo Payments?
Strengths:
- You sell software, SaaS subscriptions or digital products to buyers in many countries and want another company to be the legal seller and handle sales tax, VAT and chargebacks.43
- You are an individual without a registered business and hold a PAN.11
- You are comfortable receiving payouts in USD, GBP or EUR on a fixed cycle rather than per payment.8
Limitations:
- Not listed by the RBI as an authorised payment aggregator; Dodo does not publish an RBI authorisation.193
- INR payouts have been discontinued; payouts go from USD, GBP or EUR wallets and any conversion happens at your bank.8
- Does not support physical goods or e-commerce websites, and the business may not invoice buyers itself.113
- FIRA availability is described only in a blog post and is on request; purpose code handling is not published.158
- Dodo's own pages disagree on payout fees (free in the pricing table, $5 below $1,000 in the FAQ and documentation) and on payout timing.78113
- Dodo cannot file the Export Declaration Form for the business.15
Should you choose Tazapay or Dodo Payments?
Choose between Tazapay and Dodo Payments by how your clients pay and your usual invoice size.
Choose Tazapay if:
- Your business is an incorporated Indian company that can provide the KYB documents Tazapay lists for India.12
- Your clients want to pay by card or a local payment method in their own country through a checkout or payment link.5
- You want collection account details in currencies such as USD, EUR, GBP, SGD, AUD or HKD and are willing to get a quote from sales.165
Choose Dodo Payments if:
- You sell software, SaaS subscriptions or digital products to buyers in many countries and want another company to be the legal seller and handle sales tax, VAT and chargebacks.43
- You are an individual without a registered business and hold a PAN.11
- You are comfortable receiving payouts in USD, GBP or EUR on a fixed cycle rather than per payment.8
For example, say a designer invoices a US client USD 2,000. Because neither provider does not publish full pricing for that case, ask for a quote in writing and compare it with the FIRA rate after the first payment.42578
Which other platforms should you consider besides Tazapay and Dodo Payments?
Other platforms to consider besides Tazapay and Dodo Payments are the ones with the lowest estimated cost on a USD 5,000 receipt, listed in that order.2425262728293132343537394041
| Platform | Best for | Estimated cost on USD 5,000 | FIRA | Review |
|---|---|---|---|---|
| Skydo | Local bank transfers from major markets23 | 0.68%242526272829 | Skydo says it issues a free FIRA on every payment received, and that its FIRA and FIRC are accepted for GST filing and by banks.2830 | Skydo review |
| Karbon Business | US bank transfers and marketplace payouts31 | 1.00 to 1.18%3132 | Karbon says it provides a FIRA for every transaction, issued by its licensed banking partner, which it does not name. Cost not published.31 | Karbon Business review |
| Razorpay | Local transfers from the US, UK and eurozone33 | 1.00 to 1.18%3435 | Razorpay provides a Foreign Inward Remittance Statement (FIRS), sent to the contact email within 24 hours after settlement for bank transfers, and downloadable from the dashboard, which shows bank-provided certificates and Razorpay-generated statements. The pricing page lists FIRC or eFIRC as included and auto-generated for international cards. No separate charge is published.333635 | Razorpay review |
| Winvesta | Local transfers with a published per-payment fee3738 | 1.24%37394041 | Free e-FIRA, emailed within 24 hours of funds reaching the Indian bank account and downloadable from the dashboard; it shows the purpose code and exchange rate.4039 | Winvesta review |
Compare every provider on your own invoice in the platform cost comparison.
How did we verify this?
We checked this page against the sources below on 28 October 2026. Provider fees, conversion markups and RBI payment aggregator (PA-CB) status were checked on 28 October 2026. Rupee amounts use European Central Bank reference rates for 13 November 2026. Read our methodology or report an error.
- [1]Tazapay, General Account Holder Terms and Conditions, last updated 15 September 2026 (checked 2026-10-28)
- [2]Tazapay Knowledge Base, Are there country differences for the documents needed for KYB? (checked 2026-10-28)
- [3]Dodo Payments, Master Service Agreement, last updated 26 February 2026 (checked 2026-10-28)
- [4]Dodo Payments, Merchant of Record for Global SaaS (checked 2026-10-28)
- [5]Tazapay, Pricing (checked 2026-10-28)
- [6]Tazapay Knowledge Base, What is the fee for Tazapay's service? (checked 2026-10-28)
- [7]Dodo Payments, Pricing (checked 2026-10-28)
- [8]Dodo Payments Documentation, Payouts Process (checked 2026-10-28)
- [9]Tazapay Knowledge Base, When will I receive my settlement from Tazapay? (checked 2026-10-28)
- [10]Tazapay Knowledge Base, What are the settlement options when receiving my payment? (checked 2026-10-28)
- [11]Dodo Payments Documentation, FAQs (checked 2026-10-28)
- [12]Tazapay Knowledge Base, Who issues the FIRA/FIRC? (checked 2026-10-28)
- [13]Tazapay Knowledge Base, How do I get an FIRA, and how long does it take? (checked 2026-10-28)
- [14]Tazapay Developer Docs, FIRC (Foreign Inward Remittance Certificate) local guide (checked 2026-10-28)
- [15]Dodo Payments blog, Export Declaration Form (EDF): What Indian Service Exporters Need to Know, 12 October 2026 (checked 2026-10-28)
- [16]Tazapay, Global Business Account (multi-currency global accounts) (checked 2026-10-28)
- [17]Tazapay Knowledge Base, What currencies does Tazapay support for invoicing, collection, and settlements/payouts? (checked 2026-10-28)
- [18]Tazapay, Licences, Registrations and Disclosures (checked 2026-10-28)
- [19]RBI, Certificates of Authorisation issued by the Reserve Bank of India under the Payment and Settlement Systems Act, 2007 for Setting up and Operating Payment System in India, including Payment Aggregators (PA-O, PA-P and PA-CB) (checked 2026-10-28)
- [20]Tazapay Knowledge Base, Is there a daily transaction limit with Tazapay? (checked 2026-10-28)
- [21]Tazapay Knowledge Base, Is there a per transaction maximum limit with Tazapay? (checked 2026-10-28)
- [22]Tazapay Knowledge Base, How do funds reach my collection account? (checked 2026-10-28)
- [23]Skydo FAQs, What countries can I get paid locally through Skydo? (checked 2026-10-28)
- [24]Skydo FAQ, How much does Skydo charge? (checked 2026-10-28)
- [25]Skydo, Home page (checked 2026-10-28)
- [26]Skydo FAQ, Who will bear the SWIFT charges? (checked 2026-10-28)
- [27]Skydo FAQ, Limitations and restrictions on receiving your foreign remittance via Skydo (checked 2026-10-28)
- [28]Skydo, Receive international payments in India as a freelancer (checked 2026-10-28)
- [29]Skydo, Terms of use (checked 2026-10-28)
- [30]Skydo FAQs, What is accepted for GST filings and banks between FIRA and FIRC? (checked 2026-10-28)
- [31]Karbon Business, Karbon for Freelancers (checked 2026-10-28)
- [32]Karbon, PayPal alternative (checked 2026-10-28)
- [33]Razorpay Docs, International Bank Transfer (MoneySaver Export Account) (checked 2026-10-28)
- [34]Razorpay, MoneySaver Export Account (international bank transfers) (checked 2026-10-28)
- [35]Razorpay, Pricing (checked 2026-10-28)
- [36]Razorpay Docs, FIRS Automated Process (checked 2026-10-28)
- [37]Winvesta FAQs, What are the charges for the global collections account? (checked 2026-10-28)
- [38]Winvesta FAQs, What currencies are available with local accounts? (checked 2026-10-28)
- [39]Winvesta, Multi-currency account (checked 2026-10-28)
- [40]Winvesta FAQ, When will I receive my e-FIRA certificate? (checked 2026-10-28)
- [41]Winvesta FAQ, Can I get priority processing for my withdrawal? (checked 2026-10-28)
- [42]Tazapay Knowledge Base, What FX rate is charged? (checked 2026-10-28)
- [43]DGFT: eBRC services (self-generation of e-BRC from bank inward remittance data)
- [44]GST Portal user guide: Furnishing of Letter of Undertaking (FORM GST RFD-11)
Frequently asked questions
Which is cheaper for Indian exporters, Tazapay or Dodo Payments?+
There is no cost verdict for a USD 5,000 bank transfer: neither publishes full pricing for this case.42578 The answer can change with the currency, payment method and invoice size, so check your own numbers in the platform cost comparison.
Do Tazapay and Dodo Payments give a FIRA to Indian exporters?+
Tazapay: Tazapay lists a fixed fee of USD 4 for a Foreign Inward Remittance Certificate (FIRC) in India. Its help centre says AD Category I banks issue FIRAs and FIRCs and that Tazapay can provide an NOC as a supporting document to obtain one. Its developer docs say a FIRA is generated for payouts to India and FIRCs are requested from partner banks, not generated automatically, with timelines that vary by bank.56121314 Dodo Payments: Dodo's blog says a FIRA is available on request to support@dodopayments.com and that Dodo routes payouts through its payment partner and shares the FIRA once generated. Its documentation and terms do not mention FIRA. Cost not published.158
Can individual freelancers use Tazapay and Dodo Payments?+
Tazapay: Incorporated businesses only: Tazapay's terms require the account holder to be a corporation duly incorporated under applicable law. For India, Tazapay lists GST, certificate of incorporation, IEC, Udyam registration, MGT 7 (for private limited companies), MOA and AOA among KYB documents. Individual freelancers are not eligible under the terms.12 Dodo Payments: Individuals (no registered business needed; PAN mandatory for Indians) and registered entities, including sole proprietors with a GSTIN. Dodo says it does not support physical goods or e-commerce websites.11
Are Tazapay and Dodo Payments authorised by the RBI?+
Tazapay: Tazapay's licences page lists India only through Tazapay Canada Corp., which it says operates under the RBI's Rupee Drawing Arrangement (RDA) as an overseas principal, with foreign currency collected abroad and the INR equivalent credited through authorised banking channels. Tazapay does not appear in the RBI's list of authorised payment system operators, including its Payment Aggregator (PA-O, PA-P and PA-CB) section, as checked on 28 October 2026. Tazapay's contracting entity for Indian account holders is Tazapay Canada Corp., Tazapay Pte. Ltd. or Tazapay HK Limited, at Tazapay's discretion.18191 Dodo Payments: Dodo Payments acts as merchant of record under a Master Service Agreement with Dodo Payments Inc. and its group companies (Dodope Payments Limited and Sarvapanchhi Technologies Private Limited). None of these entities appears in the RBI's list of authorised payment aggregators dated 16 October 2026, and Dodo does not publish an RBI authorisation.319
How fast do Tazapay and Dodo Payments pay out to an Indian bank?+
Tazapay: Weekly by default, on the weekday of sign-up; daily or biweekly cycles on request. After release, local settlement typically T+0 to T+1 and SWIFT T+1 to T+5, per Tazapay.910 Dodo Payments: Dodo's FAQ says funds typically reach the bank 1 to 2 business days after a payout is initiated, and elsewhere 1 to 5 business days. Its Master Service Agreement says the supplier fee is paid on or before the 20th of the following month.113
Do I still need an LUT if I am paid through Tazapay or Dodo Payments?+
Yes, if you are registered under GST and want to invoice the export without IGST. The Letter of Undertaking is a GST filing for the financial year, and it does not depend on how the money reaches you, whether through Tazapay, Dodo Payments or a bank wire.44
This page is general information for Indian service exporters, not tax or legal advice. Rules change and outcomes depend on your facts, so confirm with a chartered accountant before acting.
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