What are Skydo fees in India for receiving international payments in 2026?

Skydo publishes a flat fee per transaction for most payments and a percentage only above USD 10,000.¹ This page lists each fee Skydo publishes for receiving money from a foreign client into India, and marks what it does not publish. For how Skydo works more generally, see the Skydo review.

What are Skydo fees at a glance?

Skydo fees at a glance are a flat fee per bank transfer set by the size of the payment, plus GST, and a 2% fee on payment links paid by ACH debit.¹⁷ The same slabs apply whether the client pays into a local account or the international SWIFT account.¹

Skydo publishes no setup fee and no monthly cost, so the table covers every published receiving charge.⁴

How does Skydo charge Indian users?

Skydo charges Indian users a fee per transaction received, with GST added, and no separate payout fee.¹³

• Transaction fee: USD 19, USD 29 or 0.3% plus GST, depending on the receipt size.¹
• FX markup: No spread figure is published.⁴⁵
• Withdrawal fee: None published; Skydo says there is no additional SWIFT fee for the transfer to India apart from its own fee.³
• Fixed fee: The slab fee itself is fixed up to USD 10,000, so Skydo notes that invoices under $1,000 carry a higher effective rate.¹⁴

For example, a writer billing $300 pays the same USD 19 as a developer billing $2,000.¹

What does Skydo charge by payment method?

Skydo charges by payment method as follows: the flat slab fee for bank transfers into local or SWIFT account details, and 2% with a $9 minimum for payment links paid by ACH debit.¹⁷

Skydo's payment link examples are $9 on a $100 link and $10 on a $500 link.⁷ For larger amounts the flat bank transfer slab usually costs less than 2%, because the slab does not grow with the invoice up to USD 10,000.¹⁷ Skydo's FAQ shows its SWIFT currencies and excluded countries only as images, not as a text list.¹

What is the Skydo currency conversion fee and FX markup?

Skydo does not publish a currency conversion fee or an FX spread figure.⁴⁵ Skydo's home page says 'Live FX, Zero margin' and its freelancer page says 'Zero markup, live mid-market rate'; its terms of use say conversions are done 'at a retail foreign exchange rate determined by Skydo or its Partner Banks' and do not guarantee the most favourable rate.²⁴⁵

For example, on a USD 5,000 receipt the USD 29 fee is 0.58% of the amount, and 0.68% with GST at 18% added to the fee, before any difference between Skydo's rate and the mid-market rate.¹² Compare the INR credited with the same-day USD to INR rate to see the full cost.

What are Skydo withdrawal and settlement fees?

Skydo does not charge a separate withdrawal or settlement fee: it says there is no additional SWIFT fee for the transfer to India apart from Skydo's fee.³

• Payout fee: None beyond the transaction fee.³
• Settlement time: Skydo's product page says funds settle within 24 hours, while its terms commit to commercially reasonable efforts to credit within T+1 to T+3 business days.⁴⁵
• FIRA: Free on every payment received.⁴

Plan cash flow around the T+1 to T+3 business days in the terms, since that is the commitment Skydo makes in writing.⁵

Is GST charged on Skydo fees?

Yes, GST is charged on Skydo fees: Skydo lists each bank transfer slab as "plus GST", and its home page calculator shows GST at 18% of the transaction fee.¹²

• Bank transfer fees: USD 19, USD 29 or 0.3%, each plus GST.¹
• Rate shown: 18% of the transaction fee on the home page calculator.²
• Payment link fee: Skydo's payment link FAQ does not say whether GST is added to the 2% fee.⁷

GST is charged on the fee only, not on the amount your client sends.¹²

How much INR do you receive on $2,000, $5,000 and $10,000 with Skydo?

The INR you receive with Skydo on $2,000, $5,000 and $10,000 is shown below, computed from Skydo's published fees and GST at today's reference rate.¹²

What hidden or one-off charges does Skydo apply?

Skydo publishes a few one-off charges and conditions beyond the transaction fee, mostly around refunds and chargebacks.⁵⁸

• Chargeback: For a refund or chargeback, Skydo says the user is responsible for the original amount, processing fees and any bank transfer fees for returning the funds.⁸
• Refund: Skydo's terms say fees and charges are non-refundable when a payment is refunded.⁵
• Wire charges: On SWIFT receipts, the sender typically bears the SWIFT charges or they are deducted in line, as the sender chooses.³
• Fee changes: Skydo's terms say fees may change at its discretion on notice.⁵

Skydo does not publish inactivity, currency holding or wire recall fees on the pages checked, so none is listed here.¹⁴⁵

How can you reduce Skydo fees?

You can reduce Skydo fees mainly by sending fewer, larger payments within each slab, because the fee is flat up to USD 10,000.¹

• Combine small invoices: two $1,000 invoices cost USD 19 each, while one $2,000 invoice costs USD 19 once.¹
• Use local account details: local transfers carry no SWIFT charges, which can otherwise reduce what arrives.³⁹
• Compare the link fee: a payment link costs 2%, which is more than the flat slab on most invoices above $1,000.¹⁷

For example, a design studio billing a US client $1,500 a month could invoice quarterly at $4,500 and pay USD 29 once instead of USD 19 three times.¹ Check the realisation and invoicing rules with your chartered accountant before changing how you bill.

How do Skydo fees compare with other platforms?

Skydo fees compare with other platforms as shown below, sorted by estimated cost on a USD 5,000 receipt on published fees, cheapest first.¹²⁵

For more options in the same order, see Skydo alternatives, or model your own invoice in the international payment fee calculator.