Tazapay vs Adyen (2026): Which Is Better for Receiving International Payments in India?

How do Tazapay and Adyen compare at a glance?

Tazapay and Adyen compare on the twelve points below, using each provider's published information as checked on 28 October 2026. Where a provider does not publish something, the table says so.⁵⁶⁴¹

How much INR do you receive on $2,000, $5,000 and $10,000 with Tazapay vs Adyen?

The INR you receive with Tazapay and Adyen is the invoice at the reference rate, less each provider's fee, conversion markup, GST on fees and FIRA charge. The table works this out from published pricing at today's rate.

What is Tazapay and who is it for?

Tazapay is a cross-border payments company, with licensed or registered entities in Singapore, Canada, the United States, Australia and Hong Kong, that offers incorporated businesses card and local payment method checkout, multi-currency collection accounts and payouts, and lists India among its jurisdictions through Tazapay Canada Corp. operating under the Rupee Drawing Arrangement.¹⁵¹⁵

• Regulated by: Tazapay's licences page lists India only through Tazapay Canada Corp., which it says operates under the RBI's Rupee Drawing Arrangement (RDA) as an overseas principal, with foreign currency collected abroad and the INR equivalent credited through authorised banking channels. Tazapay does not appear in the RBI's list of authorised payment system operators, including its Payment Aggregator (PA-O, PA-P and PA-CB) section, as checked on 28 October 2026. Tazapay's contracting entity for Indian account holders is Tazapay Canada Corp., Tazapay Pte. Ltd. or Tazapay HK Limited, at Tazapay's discretion.¹⁵¹⁶¹
• Used by: Incorporated businesses only: Tazapay's terms require the account holder to be a corporation duly incorporated under applicable law. For India, Tazapay lists GST, certificate of incorporation, IEC, Udyam registration, MGT 7 (for private limited companies), MOA and AOA among KYB documents. Individual freelancers are not eligible under the terms.¹²
• Best for: Companies taking card or local payment methods.¹²

What is Adyen and who is it for?

Adyen is a payments platform for enterprises; in India it is authorised by the RBI as an online payment aggregator and as a cross-border aggregator for outward (import) transactions, and it publishes no product for Indian exporters collecting from foreign customers.¹⁴¹⁶¹⁷

• Regulated by: The RBI lists Adyen India Technology Services Private Limited as an online payment aggregator (PA-O, 15 July 2024) and as PA-CB-O, a cross-border payment aggregator facilitating outward transactions. Adyen's India onboarding policy describes its cross-border product as the Payment Aggregator Cross Border Import solution for foreign merchants. Adyen is not listed for inward (export) cross-border transactions.¹⁶¹⁴¹⁷
• Used by: Adyen describes itself as a platform for enterprises. To process payments locally in India, Adyen requires a local entity in India and a separate company account. Eligibility of Indian freelancers or small exporters is not published.¹⁴⁴
• Best for: Large businesses with an Indian entity.³⁴

How do Tazapay and Adyen fees and FX markup compare?

Tazapay and Adyen charge in different ways, so compare the fee and the conversion markup together, not the headline fee alone.

What does Tazapay charge?

What does Adyen charge?

• Fees: Not published for Indian exporters. Adyen's global pricing page shows indicative fees: $0.13 per transaction plus Interchange++ plus 0.60% for Visa and Mastercard, and $0.13 plus 3.95% for American Express.⁴¹

How do Tazapay and Adyen compare on settlement speed?

Tazapay and Adyen publish these settlement times for money reaching an Indian bank account.

Do Tazapay and Adyen provide FIRA and e-BRC, and are they RBI PA-CB authorised?

Tazapay and Adyen publish the FIRA position and RBI status below, checked on 28 October 2026. An e-BRC is generated by the exporter on the DGFT portal from bank remittance data, so it does not depend on the provider issuing one.⁴²

Which currencies, countries and payment methods do Tazapay and Adyen support?

Tazapay and Adyen accept the currencies and payment methods below, as each publishes them.

What are the strengths and limitations of Tazapay and Adyen?

Tazapay and Adyen each suit some exporters better than others. These points come from each provider's own pages.

What are the strengths and limitations of Tazapay?

Strengths:

• Your business is an incorporated Indian company that can provide the KYB documents Tazapay lists for India.¹²
• Your clients want to pay by card or a local payment method in their own country through a checkout or payment link.⁵
• You want collection account details in currencies such as USD, EUR, GBP, SGD, AUD or HKD and are willing to get a quote from sales.¹²⁵

Limitations:

• Tazapay does not appear in the RBI's list of authorised Payment Aggregators, including the cross-border (PA-CB) category, as checked on 28 October 2026; it describes its India set-up as the Rupee Drawing Arrangement.¹⁶¹⁵
• Individual freelancers cannot sign up; the account holder must be an incorporated corporation.¹
• Fees for receiving into Global Collection Accounts and the FX margin are not published.⁵⁴⁰
• A FIRC for India costs USD 4 and is requested from partner banks rather than issued automatically.⁵¹¹
• Settlements are weekly by default unless a custom cycle is agreed.⁷
• Tazapay's pricing page and help centre publish different settlement and payout fee figures.⁵⁶

What are the strengths and limitations of Adyen?

Strengths:

• You are a large business with an Indian entity that needs domestic card, UPI and online banking acceptance in India on one platform.³⁴
• You are a foreign merchant selling to Indian buyers through Adyen's cross-border import product.¹⁷

Limitations:

• Adyen's RBI cross-border authorisation is for outward (import) transactions, not inward export receipts.¹⁶¹⁷
• Adyen publishes no product, fee, FIRA or purpose code process for Indian service exporters collecting from foreign customers.¹⁴⁴¹⁴
• Pricing shown is global and indicative, and a minimum invoice may apply depending on industry or business model.⁴¹
• Adyen positions itself for enterprises; eligibility for freelancers or small agencies is not published.¹⁴

Should you choose Tazapay or Adyen?

Choose between Tazapay and Adyen by how your clients pay and your usual invoice size.

Choose Tazapay if:

• Your business is an incorporated Indian company that can provide the KYB documents Tazapay lists for India.¹²
• Your clients want to pay by card or a local payment method in their own country through a checkout or payment link.⁵
• You want collection account details in currencies such as USD, EUR, GBP, SGD, AUD or HKD and are willing to get a quote from sales.¹²⁵

Choose Adyen if:

• You are a large business with an Indian entity that needs domestic card, UPI and online banking acceptance in India on one platform.³⁴
• You are a foreign merchant selling to Indian buyers through Adyen's cross-border import product.¹⁷

For example, say a designer invoices a US client USD 2,000. Because neither provider does not publish full pricing for that case, ask for a quote in writing and compare it with the FIRA rate after the first payment.⁴⁰⁵⁴¹

Which other platforms should you consider besides Tazapay and Adyen?

Other platforms to consider besides Tazapay and Adyen are the ones with the lowest estimated cost on a USD 5,000 receipt, listed in that order.^{2223242526272930323335373839}

Compare every provider on your own invoice in the platform cost comparison.