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What are Tazapay fees in India for receiving international payments in 2026?

Author:: Editorial team, serviceexportguide.com
Verified by:: Editorial team
Published: 28 October 2026
Last modified: 30 October 2026
Fees checked on: 28 October 2026
Reading time: 6 min read

Short answer

Tazapay charges 3.8% + USD 0.5 for card payments.¹² Alternative payment methods cost 0.8% to 2.5%.¹² A FIRC in India costs a fixed USD 4.¹² Tazapay does not publish its fee for bank transfers into a Global Collection Account.¹ It does not publish an FX margin either.³

Fee type	Amount	When it applies
Card fee	3.8% + USD 0.5¹²	Global card payments, non-high-risk industries²
Alternative payment method fee	0.8% to 2.5%¹²	Local wallets and bank methods¹²
Global Collection Account fee	Not published (contact sales)¹	Local transfer or SWIFT into virtual account details¹
FIRC	USD 4¹²	Issuing a FIRC in India¹²
Account opening or closing	No fee¹²	Opening, terminating or closing an account¹²

Invoice amountCurrencyHow the client pays

1,000 USD = ₹94,243 at the reference rate for 13 November 2026 (European Central Bank data).

Estimated rupees received, on published fees

Sorted by estimated rupees received, highest first. Only providers that publish both their fee and their conversion markup for this currency and method can be estimated.

#	Provider and route	Best for	Fee (+GST)	Markup	You receive	Cost
1	Karbon BusinessLowest estimated costBank transfer to a Karbon virtual USD account	US bank transfers and marketplace payouts	₹942plus GST, rate not stated	0%	₹93,131 to ₹93,301	1.00 to 1.18%
2	RazorpayMoneySaver Export Account: bank transfer to virtual account details (Standard plan)	Local transfers from the US, UK and eurozone	₹1,000plus GST, rate not stated	0%	₹93,063 to ₹93,243	1.06 to 1.25%
3	WinvestaGlobal Collections Account, standard plan (up to 2,000 a month per currency)	Local transfers with a published per-payment fee	₹1,435	0%	₹92,809	1.52%
4	SkydoPayment link (InstaLinks) paid by ACH debit	Local bank transfers from major markets	₹1,885plus GST, rate not stated	0%	₹92,019 to ₹92,358	2.00 to 2.36%
5	PayoneerLocal bank transfer to Payoneer receiving account details	Marketplace payouts such as Amazon or Upwork	₹0no GST stated	1 to 4%	₹90,473 to ₹93,301	1.00 to 4.00%
6	PayPalInternational commercial transaction received into a PayPal account (PayPal checkout or invoice)	Clients paying by card or PayPal balance	₹4,175no GST stated	3 to 4%	₹86,465 to ₹87,366	7.30 to 8.25%

Not estimated because pricing is not fully published: Cashfree Payments, Dodo Payments, PingPong, Stripe, Tazapay, TransFi, Wise.

Where a provider says GST applies to its fee but not at what rate, the range runs from no GST to 18%, the rate Skydo, Stripe and Winvesta state on their pages. Estimates use each provider's published fee, conversion markup, GST on fees and FIRA charge, checked 2026-10-28, against the reference rate. They exclude charges taken by intermediary banks and your own bank, and the rate a provider actually applies at the time of conversion. Check the provider's pricing page before you choose. The order is calculated only from these published numbers; no provider can pay to change its position, and there are no affiliate links.

Tazapay publishes a short price list for its payment gateway and a longer fee table in its help centre. This page sets out every fee an Indian business receiving money from abroad might meet, as Tazapay published it on 28 October 2026, and what Tazapay leaves to a sales quote.¹²

Tazapay accounts are only for incorporated businesses, so these prices apply to Indian companies and not to individual freelancers.⁷ For how Tazapay works, its India set-up and its limits, see the Tazapay review.

What are Tazapay fees at a glance?

Tazapay fees at a glance are 3.8% + USD 0.5 for card payments, 0.8% to 2.5% for alternative payment methods, an unpublished fee for bank transfers into a Global Collection Account, and USD 4 for a FIRC.¹²

Receiving method	Tazapay's published fee	Best for
Alternative payment methods (local wallets and bank methods)	0.8% to 2.5%	Clients who pay with a local method
Global cards (non-high-risk industries)	3.8% + USD 0.5	Clients who pay by card
Global Collection Account (local transfer or SWIFT into virtual account details)	Not published (contact sales)	Clients who pay by bank transfer

Tazapay's help centre says these transaction fees apply to non-high-risk industries.² Its pricing page also offers custom plans with volume-based discounts, payment method-specific rates and customised FX, but it does not publish their terms.¹

How does Tazapay charge Indian users?

Tazapay charges Indian businesses a percentage fee on card and alternative payment method receipts, a settlement fee on some payouts, and a fixed FIRC fee.¹²

Transaction fee: 3.8% + USD 0.5 for cards; 0.8% to 2.5% for alternative payment methods.¹²
FX markup: Not published; the exact rate is shown before you confirm.³
Withdrawal fee: A settlement fee on some payouts.¹²
Fixed fee: USD 0.5 per card payment, plus USD 4 for a FIRC.¹²

The fee for receiving bank transfers into a Global Collection Account is not published; the pricing page says to contact sales.¹

What does Tazapay charge by payment method?

Tazapay charges by payment method as follows: 3.8% + USD 0.5 for cards, 0.8% to 2.5% for alternative payment methods, and an unpublished fee for bank transfers.¹²

Payment method	Tazapay fee	Best for
Card	3.8% + USD 0.5, plus a USD 0.2 authentication fee the pricing page says is waived for successful transactions¹²	Clients paying by card
Alternative payment method	0.8% to 2.5%, without saying which method costs what¹²	Clients using local wallets or bank methods
Bank transfer into a Global Collection Account	Not published¹	Clients paying by local transfer or SWIFT

Per-transaction limits for cards are USD 15,000 in many countries and lower in some, such as USD 4,000 in Chile.⁸

What is the Tazapay currency conversion fee and FX markup?

Tazapay does not publish a currency conversion fee, conversion margin or percentage over the mid-market rate.³ It says it works with several partners for FX rates and that the exact rate is shown before you confirm a collection or payout.³

FX margin: Not published.³
Rate shown: Before you confirm each collection or payout.³
INR support: Tazapay's currency list marks INR as supported for invoicing, collection and settlement.⁹

For example, on a $1,000 card payment, Tazapay's 3.8% + USD 0.5 fee is $38.50 ($38.00 plus $0.50), or 3.85% of the payment, leaving $961.50 before settlement and conversion.¹² The rupee amount cannot be worked out, because the FX margin is not published.³

What are Tazapay withdrawal and settlement fees?

Tazapay's pricing page says "Settlements: Free", with a small fee for smaller amounts, local payouts of USD 2 to 5 and SWIFT of USD 5 to USD 35; its help centre fee table lists USD 5 for local settlement below USD 1,000 and USD 35 for wire settlement below USD 10,000, with both free above those amounts.¹²

Tazapay's help centre says local settlement typically takes T+0 to T+1 and SWIFT settlement typically T+1 to T+5.⁴ Settlement is weekly by default, on the weekday you signed up, and daily or biweekly cycles are available on request.⁵

Is GST charged on Tazapay fees?

Tazapay does not publish whether GST is added to its fees for Indian businesses.¹²

Transaction fees: No GST treatment stated.¹²
FIRC fee: No GST treatment stated.¹²
Settlement fees: No GST treatment stated.¹²

Ask Tazapay in writing whether its invoices to an Indian company include GST, and check the answer with your chartered accountant.

How much INR do you receive on $2,000, $5,000 and $10,000 with Tazapay?

The INR you receive with Tazapay on $2,000, $5,000 and $10,000 cannot be estimated from published fees, because Tazapay publishes neither its bank transfer receiving fee nor its FX margin.¹³ The table below lists Tazapay as not estimated for that reason.

None of these providers publishes both a fee and a conversion markup for USD.

Not estimated because pricing for USD is not fully published: Tazapay.

Ranked by INR received on USD 5,000. Reference rate: European Central Bank data for 13 November 2026. Fees, conversion markup, GST on fees and FIRA charges as published by each provider, checked 28 October 2026. Ranges appear where a provider publishes a range or does not state its GST rate. Intermediary bank charges are excluded. See the methodology.

What hidden or one-off charges does Tazapay apply?

Tazapay lists several card-related one-off charges in addition to the 3.8% + USD 0.5 transaction fee.¹²

Chargeback: USD 15 per card dispute (the pricing page says up to EUR 25 depending on the network), USD 15 per pre-dispute alert, and USD 500 / EUR 600 for arbitration, refunded if resolved in your favour.¹²
Refund: USD 2 on a card payment and USD 1 on an alternative payment method.¹²
Authentication: USD 0.2, waived for successful transactions, per the pricing page.¹²
Wire charges: SWIFT or wire settlement fees, as set out in the settlement section above.¹²

Tazapay does not charge an account opening fee, and says there is no fee to terminate the service or close an account.¹²

How can you reduce Tazapay fees?

You can reduce Tazapay fees mainly by settling larger amounts at a time, because the help centre says local settlement is free above USD 1,000 and wire settlement is free above USD 10,000.²

Settle larger amounts: Under the help centre fee table, settlements above those thresholds carry no fee.²
Ask about custom plans: The pricing page offers volume-based discounts and customised FX on request.¹
Request FIRCs deliberately: The USD 4 FIRC fee is fixed, and FIRCs are requested from partner banks.¹⁶

For example, a SaaS company on weekly settlement whose payouts often fall below USD 1,000 could ask for a biweekly cycle, which Tazapay offers on request.²⁵

How do Tazapay fees compare with other platforms?

Tazapay fees compare with other platforms as shown below, sorted by estimated cost on a USD 5,000 receipt on published fees, cheapest first; Tazapay follows because its bank transfer receiving fee and FX margin are not published.¹³

Platform	Estimated cost on USD 5,000	Best for
Skydo	0.68%¹⁰¹¹¹²	Local bank transfers from major markets¹³
Razorpay	1.00 to 1.18%¹⁴¹⁵	Local transfers from the US, UK and eurozone¹⁶
Karbon Business	1.00 to 1.18%¹⁷¹⁸	US bank transfers and marketplace payouts¹⁷
Winvesta	1.24%¹⁹²⁰	Local transfers with a published per-payment fee¹⁹²¹
Tazapay	Not estimated: receiving fee and FX margin not published¹³	Companies taking card or local payment methods⁷²²

Platform	Best for	INR on USD 2,000	INR on USD 5,000	INR on USD 10,000	Cost on USD 5,000
SkydoMost INRTransfer to Skydo local account details or international SWIFT account	Local bank transfers from major markets	₹1,86,373	₹4,67,991	₹9,39,206	0.68%
Karbon BusinessBank transfer to a Karbon virtual USD account	US bank transfers and marketplace payouts	₹1,86,262 to ₹1,86,601	₹4,65,655 to ₹4,66,503	₹9,31,311 to ₹9,33,007	1.00 to 1.18%
RazorpayMoneySaver Export Account: bank transfer to virtual account details (Standard plan)	Local transfers from the US, UK and eurozone	₹1,86,262 to ₹1,86,601	₹4,65,655 to ₹4,66,503	₹9,31,311 to ₹9,33,007	1.00 to 1.18%
WinvestaGlobal Collections Account, standard plan (up to 2,000 a month per currency)	Local transfers with a published per-payment fee	₹1,85,951	₹4,65,377	₹9,31,088	1.24%

Not estimated because pricing for USD is not fully published: Tazapay.

For more options in the same order, see Tazapay alternatives, or model other amounts in the international payment fee calculator.

How did we verify this?

We checked this page against the sources below on 30 October 2026. Provider fees, conversion markups and RBI payment aggregator (PA-CB) status were checked on 28 October 2026. Rupee amounts use European Central Bank reference rates for 13 November 2026. Read our methodology or report an error.

Frequently asked questions

Can individual freelancers use Tazapay at these prices?+

No. Tazapay's terms require the account holder to be an incorporated corporation, so the published prices apply to companies such as an IT services firm, a SaaS company or a creative agency. An individual freelancer or sole proprietor without an incorporated company cannot open a Tazapay account under those terms.⁷

Does the Tazapay FIRC arrive automatically?+

No. Tazapay's developer documentation says FIRCs are requested from partner banks and are not generated automatically, and that timelines vary by bank. Tazapay lists a fixed fee of USD 4 for a FIRC in India, but does not say whether that fee is charged per receipt, per settlement or per request.¹²⁶

How often does Tazapay settle money to an Indian business?+

Tazapay settles weekly by default, on the weekday you signed up, and daily or biweekly cycles are available on request. Its help centre fee table says local settlement is free above USD 1,000 and wire settlement is free above USD 10,000, so settling larger amounts at a time can avoid the settlement fee.²⁵

Is there a maximum card payment amount on Tazapay?+

Yes. Tazapay says per-transaction limits for cards are USD 15,000 in many countries and lower in some, such as USD 4,000 in Chile. A client paying a large invoice by card may need to check the limit for their own country with Tazapay before paying.⁸

Does Tazapay charge for integration support?+

Tazapay's pricing page says integration support has no separate fee. You still need your own developer to use its API and plugins, so the cost of building the integration sits with your business. Its pricing page also offers custom plans with volume-based discounts, without publishing their terms.¹

Which currencies can Tazapay settle in for Indian businesses?+

Tazapay's currency list marks INR as supported for invoicing, collection and settlement. Its Global Collection Account takes local transfers or SWIFT payments into virtual account details, but Tazapay does not publish the fee for receiving into that account and says to contact sales.¹⁹

This page is general information for Indian service exporters, not tax or legal advice. Rules change and outcomes depend on your facts, so confirm with a chartered accountant before acting.

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