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How Do You Receive Money from Canada to India in 2026?

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Editorial team, serviceexportguide.com
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Editorial team
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16 min read

Short answer

You can receive money from Canada to India through local CAD account details from a payment platform, a card or payment link, or a SWIFT wire to your Indian bank. On published fees, the cheapest local route for CAD 7,000 is Skydo, at about 0.68%.234567 Who this is for: Indian freelancers and registered service exporters. Each export needs an EDF and payment within nine months of the invoice.65

MethodAll-in costSpeedFIRA
Local CAD account details from a payment platformFrom about 0.68% (Skydo)234567Varies by platform; see the platform tableVaries by platform; see the platform table
Card or payment linkFrom about 3.88 to 6.79% (Payoneer)89Varies by platformDepends on the platform
SWIFT wire to your Indian bankSet by your bank and any intermediary banks; not comparableDepends on the banks involvedAsk your bank

1,400 CAD = ₹92,537 at the reference rate for 13 November 2026 (European Central Bank data).

Estimated rupees received, on published fees

Sorted by estimated rupees received, highest first. Only providers that publish both their fee and their conversion markup for this currency and method can be estimated.

#Provider and routeBest forFee (+GST)MarkupYou receiveCost
1SkydoLowest estimated costTransfer to Skydo local account details or international SWIFT accountLocal bank transfers from major markets₹2,1130%₹90,4252.28%
2PayoneerLocal bank transfer to Payoneer receiving account detailsMarketplace payouts such as Amazon or Upwork₹0no GST stated1 to 4%₹88,836 to ₹91,6121.00 to 4.00%
3PayPalInternational commercial transaction received into a PayPal account (PayPal checkout or invoice)Clients paying by card or PayPal balance₹4,091no GST stated3 to 4%₹84,908 to ₹85,7937.29 to 8.24%

Not estimated because pricing is not fully published: Cashfree Payments, PingPong, Wise.

Where a provider says GST applies to its fee but not at what rate, the range runs from no GST to 18%, the rate Skydo, Stripe and Winvesta state on their pages. Estimates use each provider's published fee, conversion markup, GST on fees and FIRA charge, checked 2026-10-28, against the reference rate. They exclude charges taken by intermediary banks and your own bank, and the rate a provider actually applies at the time of conversion. Check the provider's pricing page before you choose. The order is calculated only from these published numbers; no provider can pay to change its position, and there are no affiliate links.

What are the ways to receive money from Canada to India?

The ways to receive money from Canada to India compare as follows. Costs are estimates on published fees for CAD 7,000, about USD 5,000 at the ECB reference rate.66

Local CAD accountCard or payment linkSWIFT wire to your bank
Fees and markupFrom about 0.68%234567From about 3.88 to 6.79%89Set by your bank and intermediaries
SettlementVaries by platform; see the platform tableVaries by platformDepends on the banks involved
FIRAVaries by platform; see the platform tableVaries by platformAsk your bank
Regulatory statusCheck the platform's RBI status belowCheck the platform's RBI status belowAuthorised dealer bank
Best forRegular invoices from businessesSmall or one-off paymentsLarge payments to an existing bank relationship

How does each method of receiving money from Canada work?

Each method of receiving money from Canada works differently, and costs differ by method.

How does a local CAD account work for payments from Canada?

A platform gives you account details in Canada or in CAD, so your client pays you as it would pay a local supplier. The platform converts the CAD to INR and pays your Indian bank account.

  • Pros: the client pays a local transfer; costs are usually published.
  • Cons: not every platform accepts CAD; conversion markups vary.
  • Cost: from about 0.68% on published fees.234567
  • FIRA: varies by platform; check the platform table below.

How does a SWIFT wire work for payments from Canada?

Your client sends an international wire to your Indian bank account using its SWIFT code. Your bank converts the CAD at its buying rate.

  • Pros: no third party between you and the client.
  • Cons: intermediary banks may deduct charges; the conversion rate is usually not published in advance.
  • Cost: set by your bank and any intermediary banks, so it is not comparable here.
  • FIRA: ask your bank how it issues FIRAs for inward remittances.

You send a link or checkout page and the client pays by card. The platform settles INR to your bank.

  • Pros: quick for the client; useful for small or one-off payments.
  • Cons: card pricing is usually higher than bank transfer pricing.
  • Cost: from about 3.88 to 6.79% on published fees.89

How do Canadian clients usually pay Indian vendors?

Canadian clients usually pay Indian vendors in Canadian dollar (CAD), though you can invoice in another currency if the client agrees. Domestic payments in Canada move through payments Canada operates Lynx (high-value wire payments in Canadian dollars) and the retail batch system (the Automated Clearing Settlement System, ACSS, used for cheques and electronic funds transfers), and is building the Real-Time Rail (RTR) for 24/7 real-time payments.67 A client paying from Canada enters your local account details or, for a wire, your bank's SWIFT code and your account number. Domestic rails in Canada do not reach an Indian bank account directly.

Which platforms are best for receiving CAD in India?

The platforms best for receiving CAD in India are listed by estimated cost on CAD 7,000, cheapest first; platforms without full pricing follow, A to Z.234567

PlatformBest forFX markupFeeEstimated cost on CAD 7,000FIRASettlementRBI PA-CB status
SkydoLocal bank transfers from major markets10Skydo's product page says conversion is at a live mid-market rate with 0% markup. Its terms say conversion uses a retail foreign exchange rate determined by Skydo or its partner banks and do not guarantee the most favourable rate.67Skydo says it charges USD 19 plus GST for transactions up to USD 2,000, USD 29 plus GST from USD 2,001 to USD 10,000, and 0.3% plus GST above USD 10,000; payments above USD 100K a month are priced on request.230.68%234567Skydo says it issues a free FIRA on every payment received, and that its FIRA and FIRC are accepted for GST filing and by banks.611Skydo's product page says funds settle to the Indian bank within 24 hours. Its terms commit to commercially reasonable efforts to credit within T+1 to T+3 business days, depending on currency and corridor. ACH Debit via InstaLinks typically settles within 6 business days.6712Skydo Technologies Private Limited is on the RBI list as a PA-CB-I & O (Payment Aggregator, Cross Border, facilitating inward and outward transactions), authorised on 8 January 2026. Its terms say it uses partner banks to provide the service.137
PayoneerMarketplace payouts such as Amazon or Upwork14Not published as a separate rate. Withdrawing to an Indian bank account in INR from a balance in another currency costs 1% to 4% of the transaction amount; Payoneer says the exact fee depends on region and transaction volume and is shown in your account.Receiving account (local bank transfer): Payoneer's India multi-currency page says receiving USD is free for customers from India and other currencies are free; its India pricing page shows a standard 'fixed fee or 1%' for non-local currencies and says the fees applicable to you are shown in your account. From another Payoneer customer: free. Payment request: credit card 2.90% + $0.49, ACH bank debit (US only) 1%. Marketplace payouts: fees set by each marketplace. Intermediary banks may deduct fees on USD wires.1581.00 to 4.00%8159Free digital FIRA PDF for each transaction, issued by Payoneer's partner AD bank and available in the account under Manage, Reports and statements, within 24 to 72 hours (the same help article also says 1 to 3 business days). The e-FIRA/IRM in EDPMS is issued by the exporter's own bank, which may need the FIRA plus export documents.916Payoneer's pages differ: the India pricing page says within 48 hours of receipt; the multi-currency account page and the India onboarding guide say within 24 hours.81514Payoneer lists 'Payoneer for India' as an Online Payment Gateway Service Provider (OPGSP) registered with the Reserve Bank of India (LO UIN No. MULO16008013). Payoneer India Private Limited received in-principle authorisation as a Payment Aggregator - Cross Border (PA-CB) on 22 January 2026; RBI lists it in Table E (applications under process, cannot operate) as of 16 October 2026 and states in-principle authorisation is not authorisation under Section 7 of the PSS Act. It does not appear in RBI's Certificates of Authorisation list dated 16 October 2026. Payoneer says INR payouts are processed by its partner AD banks over NEFT, RTGS and IMPS.171819209
PayPalClients paying by card or PayPal balance21Base exchange rate plus a fee. PayPal lists 3.0% above the base exchange rate for 'converting balance and payments received into another currency' and 4.00% for 'conversions in all other cases' (INR listed at 4.00%). The fee page does not say which of the two applies when the balance is converted to INR for transfer to an Indian bank.22214.40% plus a fixed fee per international commercial transaction. Fixed fee by currency received, for example 0.30 USD, 0.35 EUR, 0.20 GBP, 0.30 AUD, 0.30 CAD. Approved micropayment accounts pay 6.00% plus a micropayments fixed fee (for example 0.05 USD) instead.227.27 to 8.23%2223Free weekly digital FIRA (Foreign Inward Remittance Advise) from February 2026, downloadable under Reports, then Tax, in a business account for the last 12 months; earlier transactions are covered by monthly FIRAs. Custom FIRA: 100 INR plus 18% GST per transaction for up to 20 transactions, or 2,000 INR plus 18% GST for a bulk request above 20 transactions; PayPal says custom FIRAs are issued by Citibank.23PayPal asks users to allow up to 5 business days for funds to show in the bank account, depending on the bank's clearing process.24PayPal's India user agreement says it provides export payment services as an online payment gateway service provider under RBI A.P. (DIR Series) Circular No. 16 (RBI/2015-16/185) and that PayPal is not a bank in India. RBI's status list as on 16 October 2026 shows PayPal Payments Private Limited under 'Existing PAs-CB which can operate as Payment Aggregator- Cross Border' with 'In-Principle Authorisation Granted'. PayPal is not on RBI's list of Certificates of Authorisation dated 16 October 2026.212513
Cashfree PaymentsRegistered businesses paid by local transfer2627Cashfree says Global Collections has no forex markup and that it handles conversion to INR in real time. The exchange rate used and any spread are not published.282926Global Collections: Not published. The pricing page shows 'Request Price' and describes a 'Low, processing fee; no hidden charges'. Cashfree says there is no setup cost.3029Not estimated: pricing not fully publishedCashfree's Global Collections page says an e-FIRA is generated at no extra cost within 1 day. Its documentation says its AD-1 partner bank issues an eFIRS on a T+1 basis, obtained by request through the support form or account manager. For the card gateway, Cashfree mentions monthly FIRC reports and instant FIRS.29283132Global Collections: Not published for the exporter. Cashfree says funds are swept to a NOSTRO account and repatriated to India no later than seven days after credit. International card gateway: T+2 per Cashfree's documentation.2932Cashfree Payments India Private Limited appears on the RBI list of authorised payment system operators as a Payment Aggregator (online and physical) and as PA-CB I & O, which the RBI defines as a Payment Aggregator, Cross Border facilitating inward and outward transactions. Cashfree's own pages also say Global Collections operates under the RBI's OPGSP (Online Payment Gateway Service Provider) guideline.332831
CurrenxieCompanies registered outside India3435Mid-market rate plus a published percentage by currency tier: 0.50% for exchanges with INR (Tier 3); 0.35% for major currencies such as USD, EUR and GBP (Tier 1). How a pair spanning two tiers is priced is not published.36USD 0.75 per local payment collected; USD 8.00 per SWIFT payment sent or received; USD 8.00 one-time fee for each additional virtual account activation. Global Account itself listed as free.36Not estimated: pricing not fully publishedNot published. Currenxie's pricing, product and terms pages do not mention a FIRA, FIRC or e-BRC.Not published for payments to India.No Indian authorisation found. Currenxie is not named in the RBI list of authorised payment aggregators (including PA-CB) dated 16 October 2026. Currenxie lists licensed entities in Australia, Canada, Hong Kong, Ireland, Mexico, South Africa and the United Kingdom, none in India. Its Global Account terms are with Currenxie Ltd, a Hong Kong Money Service Operator (licence 14-05-01424), and say an account may be opened only if it is legal to do so in the customer's country of residence.1337
PayUCard or PayPal checkout with INR settlement38Converted to INR at the rate on the transaction date; PayU says it applies exchange rate or margins on the card issuing currency for dynamic currency conversion. The margin is not published.38393% for international transactions under the Standard Plan, GST extra. No separate bank transfer receiving fee is published because PayU does not publish a bank transfer collection route.40Not estimated: pricing not fully publishedPayU says it provides a FIRC on request through the merchant's Key Account Manager. The cost is not published.39Typically T+2 business days for international payments.3839The RBI lists PayU Payments Private Limited as a Payment Aggregator (online and physical) and as PA-CB I & O, a cross-border payment aggregator facilitating inward and outward transactions, in its list dated 16 October 2026.20
PingPongCollecting marketplace and processor payouts4142Not published as a percentage. PingPong's terms say conversion happens at the rate PingPong determines at the time of the transaction, at its sole and absolute discretion.PingPong says creating an account and receiving payments is free of charge, and that most virtual accounts are free to use.4344Not estimated: pricing not fully publishedPingPong says it provides a digital FIRC free of cost. You apply in the dashboard against the relevant transactions and PingPong says the application takes 3 to 5 business days.414546PingPong says INR withdrawals submitted before 2:30 pm succeed the same day (T+0) and after 2:30 pm the next day (T+1); non-INR withdrawals succeed within 1 to 3 days. Its freelancer page says 1 to 2 working days to an Indian account.4742PingPong says its India Liaison Office is approved by the RBI (unique identification number BGLO19008226) and that PingPong acts in India as an Online Payment Gateway Service Provider (OPGSP). Its terms for Indian customers cite the RBI Payment Aggregator Cross Border (PA-CB) rules and say funds are held in an Export Collection Account with an Authorised Dealer bank in India. PingPong does not appear among the PA-CB entities in the RBI list of Certificates of Authorisation dated 16 October 2026. Under the RBI Master Direction of 15 September 2025, the older OPGSP circulars continue only for an existing PA-CB that applied for authorisation on or before 30 April 2024 and whose application is still pending. Whether PingPong has such a pending application is not published on the pages checked.4849502051
WinvestaLocal transfers with a published per-payment fee5253Winvesta advertises 0% forex markup and zero FX on USD, and shows the exact FX rate applied and its booking time after each withdrawal. The reference rate is not published.5455Up to 2,000 a month per currency: 0.99% plus a fixed fee per transaction ($3 for USD, EUR 5, GBP 5, AUD 10, SGD 10, other currencies the equivalent of $5). 2,000 to 100,000 a month: custom pricing. Above 100,000 a month: 0.2% per transaction with no fixed fee. Winvesta says 18% GST is levied on its fees for every non-JPMC account.52Not estimated: pricing not fully publishedFree e-FIRA, emailed within 24 hours of funds reaching the Indian bank account and downloadable from the dashboard; it shows the purpose code and exchange rate.5654USD withdrawals reach the bank 1 business day after processing, EUR and GBP 2 business days, with a 1:00 PM IST cut-off. Card collections settle T+1 working day per the FAQ and T+2 days per the payment links page.575859Winvesta says Winvesta India Technologies Private Limited is an online payment gateway service provider that facilitates cross-border collections under the RBI's regulations. It does not appear in the RBI's list of authorised payment aggregators dated 16 October 2026 or in the RBI's PA-CB application status tables as on that date.602019
WiseBank transfers to local account details61Mid-market exchange rate plus a conversion fee that Wise says depends on the currency. No percentage is published for conversion to INR; the amount is shown in Wise's calculator.6263Wise's India help article says it charges an equivalent of 2 USD in the received currency for the transfer to the INR bank account that issues the e-FIRC. Wise's India receive pricing page describes a free eFIRC for every transfer. The general Wise Business fee table on Wise's India site lists 6.11 USD per USD wire or Swift payment, 2.16 GBP per GBP Swift payment and 2.39 EUR per EUR Swift payment, with domestic (non-Swift, non-wire) payments free; Wise's India-specific receive pages do not repeat these Swift fees. 18% GST applies to Wise fees.616264Not estimated: pricing not fully publishedAn e-FIRC for each transfer, emailed to the registered address within 3 working days and downloadable from the transfer page. The help article links it to the 2 USD equivalent fee; the pricing page calls it free.6162Wise says the INR payment reaches the Indian bank account within 1 to 2 days and that more than 50% of transfers settle within 2 hours of pay-in. The client's payment takes 0 to 3 working days to reach Wise by local methods and 2 to 6 working days by SWIFT.61RBI's list of authorised payment aggregators dated 16 October 2026 includes Wise Payments India Private Limited as a Payment Aggregator, Cross Border, facilitating inward transactions (PA-CB-I), authorised on 12 March 2026. Wise's India receiving pages do not name the Wise entity that handles inward payments.1361

The order comes only from published pricing. Cashfree Payments, Currenxie, PayU, PingPong, Winvesta and Wise do not publish enough to estimate a cost.

Why do you receive less than the mid-market CAD to INR rate?

You receive less than the mid-market CAD to INR rate because banks and platforms convert at their own rate and may charge a fee on top. Today's CAD to INR reference rate is derived from European Central Bank data.66

For example, a 2% conversion markup on CAD 7,000 costs CAD 140 before any fee. Your FIRA shows the rate actually used,68 so compare it with the reference rate for that day using the FX markup calculator.

How much INR do you receive on $2,000, $5,000 and $10,000 from Canada?

The INR you receive from Canada depends on the platform. The table works this out from published pricing at today's rate, in CAD.

PlatformBest forINR on CAD 2,900INR on CAD 7,100INR on CAD 14,000Cost on CAD 7,100
SkydoMost INRTransfer to Skydo local account details or international SWIFT accountLocal bank transfers from major markets₹1,88,460₹4,66,072₹9,22,1490.69%
PayoneerLocal bank transfer to Payoneer receiving account detailsMarketplace payouts such as Amazon or Upwork₹1,84,017 to ₹1,89,768₹4,50,525 to ₹4,64,604₹8,88,359 to ₹9,16,1211.00 to 4.00%
PayPalInternational commercial transaction received into a PayPal account (PayPal checkout or invoice)Clients paying by card or PayPal balance₹1,75,902 to ₹1,77,734₹4,30,683 to ₹4,35,169₹8,49,253 to ₹8,58,0997.27 to 8.23%

Not estimated because pricing for CAD is not fully published: Cashfree Payments, PingPong, Wise.

Ranked by INR received on CAD 7,100. Reference rate: European Central Bank data for 13 November 2026. Fees, conversion markup, GST on fees and FIRA charges as published by each provider, checked 28 October 2026. Ranges appear where a provider publishes a range or does not state its GST rate. Intermediary bank charges are excluded. See the methodology.

What should you consider when choosing how to get paid from Canada?

Consider the total cost and your client's convenience when choosing how to get paid from Canada.

  • Total cost: add the fee, the conversion markup and GST on fees, not just the headline fee.
  • Local rail coverage: a local CAD account lets the client pay without an international wire.
  • Settlement speed: check how many working days the rupees take to reach your bank.
  • FIRA: make sure you get a FIRA or e-FIRC for every receipt.
  • Client experience: ask how your client prefers to pay before you choose.
  • Support: check how the platform handles held or returned payments.

What documents and compliance apply to payments from Canada?

Payments from Canada follow the same Indian rules as any export of services.

  • Export status: work for a client in Canada is an export of services when all five conditions in section 2(6) of the IGST Act are met.69 Use the export of services checker if you are unsure.
  • EDF: from 1 October 2026 you give an Export Declaration Form (EDF) to your bank, usually within 30 days from the end of the month of invoicing.65 See the EDF for service exporters.
  • Realisation: the payment must arrive within nine months of the invoice date.65
  • FIRA and purpose code: keep the FIRA or bank advice for each receipt and check that it shows the right purpose code.68
  • e-BRC: generate an e-BRC on the DGFT portal where you need one.70

What tax applies to money received from Canada?

Money received from Canada is zero-rated for GST and taxable as income in India, and the client may deduct tax in Canada.

  • GST: an export of services is a zero-rated supply, so a registered supplier with an LUT invoices it without GST.7172

  • Treaty: India and Canada have a comprehensive DTAA signed at New Delhi on 11 January 1996, in force from 6 May 1997, replacing the 1985 agreement.1

  • Article on technical services: Article 12 (Royalties and Fees for Technical Services), which uses the term fees for included services.1

  • Treaty rate: 10% for equipment royalties and related ancillary fees; for other royalties and fees for included services, 15% (government or public sector payer) or 20% (other payers) during the first five taxable years the Agreement had effect, and 15% after that.1 Under Article 12(4)(b), fees for included services cover services that make available technical knowledge, experience, skill, know-how or processes, or consist of developing and transferring a technical plan or design; Article 12(5) lists exclusions. Services outside this definition are not fees for included services. The text has no MFN clause.1

Canada Revenue Agency says a payer must withhold 15% under Regulation 105 from fees paid to non-residents for services rendered in Canada. Payments, or the part of a payment, for services performed outside Canada are not subject to Regulation 105 withholding; the payer should document a reasonable allocation.73

If tax is deducted, you may be able to claim credit for it against your Indian tax on the same income; from tax year 2026-27 the claim is made in Form 44.74 See foreign tax credit and DTAA for Indian exporters.

How did we verify this?

We checked this page against the sources below on 28 October 2026. Provider fees, conversion markups and RBI payment aggregator (PA-CB) status were checked on 28 October 2026. Rupee amounts use European Central Bank reference rates for 13 November 2026. Read our methodology or report an error.

  1. [1]Income Tax Department: India-Canada DTAA text
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  3. [3]Skydo, Home page (checked 2026-10-28)
  4. [4]Skydo FAQ, Who will bear the SWIFT charges? (checked 2026-10-28)
  5. [5]Skydo FAQ, Limitations and restrictions on receiving your foreign remittance via Skydo (checked 2026-10-28)
  6. [6]Skydo, Receive international payments in India as a freelancer (checked 2026-10-28)
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  8. [8]Payoneer India, Payoneer Fees (checked 2026-10-28)
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  11. [11]Skydo FAQs, What is accepted for GST filings and banks between FIRA and FIRC? (checked 2026-10-28)
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  17. [17]Payoneer India, Payoneer's multi-jurisdictional licenses (checked 2026-10-28)
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  21. [21]PayPal India, User Agreement for PayPal Services (last updated 13 January 2025) (checked 2026-10-28)
  22. [22]PayPal India, PayPal Merchant Fees (page last updated 28 March 2024) (checked 2026-10-28)
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  54. [54]Winvesta, Multi-Currency Business Account (checked 2026-10-28)
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  56. [56]Winvesta FAQs, When will I receive my e-FIRA certificate? (checked 2026-10-28)
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  65. [65]RBI: Foreign Exchange Management (Export and Import of Goods and Services) Regulations, 2026, amended up to 22 September 2026 (regulations 3, 4 and 5)
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  67. [67]Payments Canada: Payment systems (checked 2026-10-28)
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  69. [69]IGST Act, 2017, section 2(6): definition of export of services (CBIC)
  70. [70]DGFT: eBRC services (self-generation of e-BRC from bank inward remittance data)
  71. [71]IGST Act, 2017, section 16: zero-rated supply (CBIC)
  72. [72]GST Portal user guide: Furnishing of Letter of Undertaking (FORM GST RFD-11)
  73. [73]Canada Revenue Agency: IC75-6R2, Required Withholding from Amounts Paid to Non-Residents Providing Services in Canada (checked 2026-10-28)
  74. [74]Income-tax Rules, 2026, rule 76 and Form 44 (foreign tax credit), notified 20 March 2026

Frequently asked questions

What is the cheapest way to receive money from Canada to India?+

On published fees, the cheapest way to receive CAD 7,000 from Canada is a local CAD account with Skydo, at about 0.68%.234567 The order can change with invoice size, so check your own amount in the calculator above.

Do I charge GST to a client in Canada?+

No, if the work meets the five export conditions and you invoice under an LUT. An export of services to a client in Canada is a zero-rated supply, so a registered supplier with an LUT invoices it without GST.6971

How long can a client in Canada take to pay?+

RBI rules require the payment from Canada to be realised within nine months of the invoice date for exports invoiced from 1 October 2026, or twelve months if the invoice is in rupees.65

Does India have a tax treaty with Canada?+

Yes. India and Canada have a comprehensive DTAA signed at New Delhi on 11 January 1996, in force from 6 May 1997, replacing the 1985 agreement. 10% for equipment royalties and related ancillary fees; for other royalties and fees for included services, 15% (government or public sector payer) or 20% (other payers) during the first five taxable years the Agreement had effect, and 15% after that.1

Do I need a SWIFT code to receive money from Canada?+

Only for an international wire. If your client in Canada pays into local CAD account details from a payment platform, the client uses those local details instead. For a wire to your Indian bank, the client needs your bank's SWIFT code and your account number.

How do I track a payment from Canada that has not arrived?+

For a wire, ask your client for the SWIFT confirmation (often called the MT103) and share it with your bank. For a platform payment, check the payment status in your platform account and contact its support with the client's transfer reference.

Can I hold CAD received from Canada instead of converting it?+

Some exporters keep foreign currency in an Exchange Earner's Foreign Currency (EEFC) account with an Indian bank, but most payment platforms convert to INR automatically. See the [EEFC account guide](/blog/eefc-account-benefits) for the rules and limits.

Can a client in Canada pay me by card?+

Yes, through a platform that offers a card checkout or payment link. On published fees, the cheapest card or link route for CAD 7,000 costs about 3.88 to 6.79%.89 Card pricing is usually higher than a bank transfer.

This page is general information for Indian service exporters, not tax or legal advice. Rules change and outcomes depend on your facts, so confirm with a chartered accountant before acting.

Keep reading

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