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PayPal vs TransFi (2026): Which Is Better for Receiving International Payments in India?

Author:
Editorial team, serviceexportguide.com
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Editorial team
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13 min read

Short answer

TransFi publishes enough pricing to estimate the cost of a USD 5,000 receipt, so there is no cost verdict. The better choice depends on how your client pays: PayPal is best for clients paying by card or PayPal balance, and TransFi is best for payment links shared in chat, including stablecoins.345

Use caseBetter optionWhy
Bank transfer of USD 5,000Cannot comparePayPal costs about 7.27 to 8.23%; TransFi does not publish full pricing.12
Bank transfer of USD 2,000Cannot comparePayPal costs about 7.28 to 8.24%; TransFi does not publish full pricing.12
Client paying USD 2,000 by card or linkCannot comparePayPal costs about 7.28 to 8.24%; TransFi does not publish full pricing.12
PayPal is best forPayPalClients paying by card or PayPal balance.3
TransFi is best forTransFiPayment links shared in chat, including stablecoins.45

1,000 USD = ₹94,243 at the reference rate for 13 November 2026 (European Central Bank data).

Estimated rupees received, on published fees

Sorted by estimated rupees received, highest first. Only providers that publish both their fee and their conversion markup for this currency and method can be estimated.

#Provider and routeBest forFee (+GST)MarkupYou receiveCost
1Karbon BusinessLowest estimated costBank transfer to a Karbon virtual USD accountUS bank transfers and marketplace payouts₹942plus GST, rate not stated0%₹93,131 to ₹93,3011.00 to 1.18%
2RazorpayMoneySaver Export Account: bank transfer to virtual account details (Standard plan)Local transfers from the US, UK and eurozone₹1,000plus GST, rate not stated0%₹93,063 to ₹93,2431.06 to 1.25%
3WinvestaGlobal Collections Account, standard plan (up to 2,000 a month per currency)Local transfers with a published per-payment fee₹1,4350%₹92,8091.52%
4SkydoPayment link (InstaLinks) paid by ACH debitLocal bank transfers from major markets₹1,885plus GST, rate not stated0%₹92,019 to ₹92,3582.00 to 2.36%
5PayoneerLocal bank transfer to Payoneer receiving account detailsMarketplace payouts such as Amazon or Upwork₹0no GST stated1 to 4%₹90,473 to ₹93,3011.00 to 4.00%
6PayPalThis pageInternational commercial transaction received into a PayPal account (PayPal checkout or invoice)Clients paying by card or PayPal balance₹4,175no GST stated3 to 4%₹86,465 to ₹87,3667.30 to 8.25%

Not estimated because pricing is not fully published: Cashfree Payments, Dodo Payments, PingPong, Stripe, Tazapay, TransFi, Wise.

Where a provider says GST applies to its fee but not at what rate, the range runs from no GST to 18%, the rate Skydo, Stripe and Winvesta state on their pages. Estimates use each provider's published fee, conversion markup, GST on fees and FIRA charge, checked 2026-10-28, against the reference rate. They exclude charges taken by intermediary banks and your own bank, and the rate a provider actually applies at the time of conversion. Check the provider's pricing page before you choose. The order is calculated only from these published numbers; no provider can pay to change its position, and there are no affiliate links.

How do PayPal and TransFi compare at a glance?

PayPal and TransFi compare on the twelve points below, using each provider's published information as checked on 28 October 2026. Where a provider does not publish something, the table says so.17416

PayPalTransFi
Best forClients paying by card or PayPal balance3Payment links shared in chat, including stablecoins45
Fees4.40% plus a fixed fee per international commercial transaction. Fixed fee by currency received, for example 0.30 USD, 0.35 EUR, 0.20 GBP, 0.30 AUD, 0.30 CAD. Approved micropayment accounts pay 6.00% plus a micropayments fixed fee (for example 0.05 USD) instead.1Not published as a schedule. TransFi says fees vary by payment method, origin country and transaction size and are shown before you confirm; the BizPay page says fees start from as low as 0.15% without saying what that covers.
FX markupBase exchange rate plus a fee. PayPal lists 3.0% above the base exchange rate for 'converting balance and payments received into another currency' and 4.00% for 'conversions in all other cases' (INR listed at 4.00%). The fee page does not say which of the two applies when the balance is converted to INR for transfer to an Indian bank.13TransFi says pricing on its USA to India route is benchmarked to the mid-market rate and that the rate is shown before you accept. No markup percentage is published.67
SettlementPayPal asks users to allow up to 5 business days for funds to show in the bank account, depending on the bank's clearing process.8TransFi says collections on the USA to India route settle within minutes to a few hours where instant rails are available; its help centre says BizPay transfers are processed as per the bank settlement cycle.69
FIRAFree weekly digital FIRA (Foreign Inward Remittance Advise) from February 2026, downloadable under Reports, then Tax, in a business account for the last 12 months; earlier transactions are covered by monthly FIRAs. Custom FIRA: 100 INR plus 18% GST per transaction for up to 20 transactions, or 2,000 INR plus 18% GST for a bulk request above 20 transactions; PayPal says custom FIRAs are issued by Citibank.2Not published. TransFi's pages do not mention a FIRA or FIRC.
CurrenciesPayPal says Indian users can receive payments from international customers in more than 25 currencies. The list below is the currencies other than INR that appear in the fixed-fee table on PayPal's India fee page.101TransFi says BizPay collects in currencies such as USD, EUR, GBP, AUD and AED, and that it supports 40+ currencies overall.47
KYC: who can sign upIndian residents with a personal or business account; PayPal's KYC page covers individual business accounts, sole proprietors, partnership firms (including LLPs) and private limited companies. Receiving international payments needs a verified PAN, a linked Indian bank account, a purpose code, a description of the business and full KYC (Lite KYC allows one payment under $200).31112TransFi says BizPay can be used by businesses and individuals, including freelancers and sole proprietors without a registered company. It does not publish whether Indian residents are eligible.413
RBI PA-CB statusPayPal's India user agreement says it provides export payment services as an online payment gateway service provider under RBI A.P. (DIR Series) Circular No. 16 (RBI/2015-16/185) and that PayPal is not a bank in India. RBI's status list as on 16 October 2026 shows PayPal Payments Private Limited under 'Existing PAs-CB which can operate as Payment Aggregator- Cross Border' with 'In-Principle Authorisation Granted'. PayPal is not on RBI's list of Certificates of Authorisation dated 16 October 2026.31415TransFi does not appear on the RBI list of authorised PA-CB entities as on 16 October 2026. Its terms list Trans-Fi India Private Limited as an affiliate but name no Indian licence, regulator or partner bank.1516
SupportNot published as a list of channels for Indian users on the pages checked; PayPal India's help centre articles are the published support route.TransFi publishes a help centre and a contact form. No India-specific support channel is published.17
LimitsPayPal's India user agreement lists using Export Payment Services for a product or service worth more than USD 10,000 per transaction as a restricted activity. Lite KYC allows receiving one payment under $200.312Not published.
How clients payThe buyer pays through PayPal from a PayPal balance, card, bank account or other payment method; alternative payment methods listed in PayPal's APM agreement can be enabled and are charged at commercial transaction rates. Payments from Indian customers are not supported.3110TransFi says payers can use local bank details in supported currencies, SWIFT, bank transfers, digital wallets, real-time payment systems, payment links and QR codes; BizPay requests are paid through a payment link.74
Card paymentsBuyers can pay by credit or debit card through PayPal. The India fee page publishes one rate for receiving international commercial transactions (4.40% plus fixed fee) and does not list a separate card rate.31TransFi says BizPay supports 250+ payment methods including cards. No card fee is published.4

How much INR do you receive on $2,000, $5,000 and $10,000 with PayPal vs TransFi?

The INR you receive with PayPal and TransFi is the invoice at the reference rate, less each provider's fee, conversion markup, GST on fees and FIRA charge. The table works this out from published pricing at today's rate.

PlatformBest forINR on USD 2,000INR on USD 5,000INR on USD 10,000Cost on USD 5,000
PayPalMost INRInternational commercial transaction received into a PayPal account (PayPal checkout or invoice)Clients paying by card or PayPal balance₹1,72,958 to ₹1,74,760₹4,32,436 to ₹4,36,940₹8,64,899 to ₹8,73,9087.27 to 8.23%

Not estimated because pricing for USD is not fully published: TransFi.

Ranked by INR received on USD 5,000. Reference rate: European Central Bank data for 13 November 2026. Fees, conversion markup, GST on fees and FIRA charges as published by each provider, checked 28 October 2026. Ranges appear where a provider publishes a range or does not state its GST rate. Intermediary bank charges are excluded. See the methodology.

What is PayPal and who is it for?

PayPal is a payment services company whose India entity, PayPal Payments Private Limited, lets Indian residents receive payments from buyers outside India and transfers the balance to a linked Indian bank account.31

  • Regulated by: PayPal's India user agreement says it provides export payment services as an online payment gateway service provider under RBI A.P. (DIR Series) Circular No. 16 (RBI/2015-16/185) and that PayPal is not a bank in India. RBI's status list as on 16 October 2026 shows PayPal Payments Private Limited under 'Existing PAs-CB which can operate as Payment Aggregator- Cross Border' with 'In-Principle Authorisation Granted'. PayPal is not on RBI's list of Certificates of Authorisation dated 16 October 2026.31415
  • Used by: Indian residents with a personal or business account; PayPal's KYC page covers individual business accounts, sole proprietors, partnership firms (including LLPs) and private limited companies. Receiving international payments needs a verified PAN, a linked Indian bank account, a purpose code, a description of the business and full KYC (Lite KYC allows one payment under $200).31112
  • Best for: Clients paying by card or PayPal balance.3

What is TransFi and who is it for?

TransFi describes itself as a stablecoin payments company offering collections, payouts and a chat-based product called BizPay that it says businesses and individuals can use to collect and send cross-border payments.17413

  • Regulated by: TransFi does not appear on the RBI list of authorised PA-CB entities as on 16 October 2026. Its terms list Trans-Fi India Private Limited as an affiliate but name no Indian licence, regulator or partner bank.1516
  • Used by: TransFi says BizPay can be used by businesses and individuals, including freelancers and sole proprietors without a registered company. It does not publish whether Indian residents are eligible.413
  • Best for: Payment links shared in chat, including stablecoins.45

How do PayPal and TransFi fees and FX markup compare?

PayPal and TransFi charge in different ways, so compare the fee and the conversion markup together, not the headline fee alone.

What does PayPal charge?

Transaction typeFeeFX markupGST on feesBest for
International commercial transaction received into a PayPal account (PayPal checkout or invoice)4.4% + plus a fixed fee by currency123 to 4%Not statedClients paying through a payment link

What does TransFi charge?

Transaction typeFeeFX markupGST on feesBest for
BizPay payment link or collection, settled in INRNot published460%Not statedClients paying through a payment link

How do PayPal and TransFi compare on settlement speed?

PayPal and TransFi publish these settlement times for money reaching an Indian bank account.

PlatformSettlement timePayout to IndiaBest for
PayPalPayPal asks users to allow up to 5 business days for funds to show in the bank account, depending on the bank's clearing process.8PayPal transfers the balance automatically every day to the linked Indian bank account. Standard withdrawal to a bank account: no fee when no currency conversion is involved. A failed withdrawal because of incorrect bank details carries a bank return fee of 250.00 (currency not stated on the page).81Clients paying by card or PayPal balance3
TransFiTransFi says collections on the USA to India route settle within minutes to a few hours where instant rails are available; its help centre says BizPay transfers are processed as per the bank settlement cycle.69TransFi's USA to India page lists bank transfer, wallets and instant rails, with INR as the settlement currency. No payout fee is published.6Payment links shared in chat, including stablecoins45

Do PayPal and TransFi provide FIRA and e-BRC, and are they RBI PA-CB authorised?

PayPal and TransFi publish the FIRA position and RBI status below, checked on 28 October 2026. An e-BRC is generated by the exporter on the DGFT portal from bank remittance data, so it does not depend on the provider issuing one.37

PlatformFIRARBI PA-CB statusBest for
PayPalFree weekly digital FIRA (Foreign Inward Remittance Advise) from February 2026, downloadable under Reports, then Tax, in a business account for the last 12 months; earlier transactions are covered by monthly FIRAs. Custom FIRA: 100 INR plus 18% GST per transaction for up to 20 transactions, or 2,000 INR plus 18% GST for a bulk request above 20 transactions; PayPal says custom FIRAs are issued by Citibank.2PayPal's India user agreement says it provides export payment services as an online payment gateway service provider under RBI A.P. (DIR Series) Circular No. 16 (RBI/2015-16/185) and that PayPal is not a bank in India. RBI's status list as on 16 October 2026 shows PayPal Payments Private Limited under 'Existing PAs-CB which can operate as Payment Aggregator- Cross Border' with 'In-Principle Authorisation Granted'. PayPal is not on RBI's list of Certificates of Authorisation dated 16 October 2026.31415Clients paying by card or PayPal balance3
TransFiNot published. TransFi's pages do not mention a FIRA or FIRC.TransFi does not appear on the RBI list of authorised PA-CB entities as on 16 October 2026. Its terms list Trans-Fi India Private Limited as an affiliate but name no Indian licence, regulator or partner bank.1516Payment links shared in chat, including stablecoins45

Which currencies, countries and payment methods do PayPal and TransFi support?

PayPal and TransFi accept the currencies and payment methods below, as each publishes them.

PlatformCurrenciesHow clients payCard paymentsBest for
PayPalPayPal says Indian users can receive payments from international customers in more than 25 currencies. The list below is the currencies other than INR that appear in the fixed-fee table on PayPal's India fee page.101The buyer pays through PayPal from a PayPal balance, card, bank account or other payment method; alternative payment methods listed in PayPal's APM agreement can be enabled and are charged at commercial transaction rates. Payments from Indian customers are not supported.3110Buyers can pay by credit or debit card through PayPal. The India fee page publishes one rate for receiving international commercial transactions (4.40% plus fixed fee) and does not list a separate card rate.31Clients paying by card or PayPal balance3
TransFiTransFi says BizPay collects in currencies such as USD, EUR, GBP, AUD and AED, and that it supports 40+ currencies overall.47TransFi says payers can use local bank details in supported currencies, SWIFT, bank transfers, digital wallets, real-time payment systems, payment links and QR codes; BizPay requests are paid through a payment link.74TransFi says BizPay supports 250+ payment methods including cards. No card fee is published.4Payment links shared in chat, including stablecoins45

What are the strengths and limitations of PayPal and TransFi?

PayPal and TransFi each suit some exporters better than others. These points come from each provider's own pages.

What are the strengths and limitations of PayPal?

Strengths:

  • Your foreign client wants to pay by card or from a PayPal balance rather than by bank transfer.3
  • Individual invoices are at or below USD 10,000, the per-transaction ceiling in PayPal's India user agreement.3
  • You want an export document without a per-payment fee: PayPal provides a free weekly digital FIRA.2

Limitations:

  • The receiving fee is 4.40% plus a fixed fee per international commercial payment, before any currency conversion fee.1
  • The fee page lists both 3.0% and 4.00% conversion fees and does not state which one applies to conversion to INR on withdrawal.1
  • Payments from Indian customers are not supported; only international payments can be received.10
  • Export Payment Services cannot be used for a product or service worth more than USD 10,000 per transaction.3
  • Dispute and chargeback fees apply, for example 8.00 USD at the standard rate and 16.00 USD at the high-volume rate, and receiving fees are not returned on refunds.1
  • As of 16 October 2026 RBI lists PayPal Payments Private Limited with in-principle (not final) authorisation as a cross-border payment aggregator.1415

What are the strengths and limitations of TransFi?

Strengths:

  • Your client wants to pay through a payment link sent from a WhatsApp or Telegram chat.45
  • Your client or you want to move money using stablecoins as well as fiat, which TransFi says BizPay supports.417

Limitations:

  • TransFi is not on the RBI list of authorised PA-CB entities as on 16 October 2026, and its pages do not explain its regulatory set-up for Indian exporters.1516
  • No fee schedule, FX markup or limits are published for receiving into India.764
  • TransFi's pages do not mention a FIRA, FIRC or purpose code, which Indian exporters use for GST and bank records.64

Should you choose PayPal or TransFi?

Choose between PayPal and TransFi by how your clients pay and your usual invoice size.

Choose PayPal if:

  • Your foreign client wants to pay by card or from a PayPal balance rather than by bank transfer.3
  • Individual invoices are at or below USD 10,000, the per-transaction ceiling in PayPal's India user agreement.3
  • You want an export document without a per-payment fee: PayPal provides a free weekly digital FIRA.2

Choose TransFi if:

  • Your client wants to pay through a payment link sent from a WhatsApp or Telegram chat.45
  • Your client or you want to move money using stablecoins as well as fiat, which TransFi says BizPay supports.417

For example, say a designer invoices a US client USD 2,000. Because TransFi does not publish full pricing for that case, ask for a quote in writing and compare it with the FIRA rate after the first payment.1367

Which other platforms should you consider besides PayPal and TransFi?

Other platforms to consider besides PayPal and TransFi are the ones with the lowest estimated cost on a USD 5,000 receipt, listed in that order.1920212223242627293032343536

PlatformBest forEstimated cost on USD 5,000FIRAReview
SkydoLocal bank transfers from major markets180.68%192021222324Skydo says it issues a free FIRA on every payment received, and that its FIRA and FIRC are accepted for GST filing and by banks.2325Skydo review
Karbon BusinessUS bank transfers and marketplace payouts261.00 to 1.18%2627Karbon says it provides a FIRA for every transaction, issued by its licensed banking partner, which it does not name. Cost not published.26Karbon Business review
RazorpayLocal transfers from the US, UK and eurozone281.00 to 1.18%2930Razorpay provides a Foreign Inward Remittance Statement (FIRS), sent to the contact email within 24 hours after settlement for bank transfers, and downloadable from the dashboard, which shows bank-provided certificates and Razorpay-generated statements. The pricing page lists FIRC or eFIRC as included and auto-generated for international cards. No separate charge is published.283130Razorpay review
WinvestaLocal transfers with a published per-payment fee32331.24%32343536Free e-FIRA, emailed within 24 hours of funds reaching the Indian bank account and downloadable from the dashboard; it shows the purpose code and exchange rate.3534Winvesta review

Compare every provider on your own invoice in the platform cost comparison.

How did we verify this?

We checked this page against the sources below on 28 October 2026. Provider fees, conversion markups and RBI payment aggregator (PA-CB) status were checked on 28 October 2026. Rupee amounts use European Central Bank reference rates for 13 November 2026. Read our methodology or report an error.

  1. [1]PayPal India, PayPal Merchant Fees (page last updated 28 March 2024) (checked 2026-10-28)
  2. [2]PayPal India, Foreign Inward Remittance Advise (FIRA) (checked 2026-10-28)
  3. [3]PayPal India, User Agreement for PayPal Services (last updated 13 January 2025) (checked 2026-10-28)
  4. [4]TransFi, BizPay product page (checked 2026-10-28)
  5. [5]TransFi Help Center, How can I get started? What documents are needed? BizPay (checked 2026-10-28)
  6. [6]TransFi, Receive money in India from USA (checked 2026-10-28)
  7. [7]TransFi, Receive money (checked 2026-10-28)
  8. [8]PayPal India Help, How do I transfer funds to my bank account? (checked 2026-10-28)
  9. [9]TransFi Help Center, How long does it take to transfer funds? BizPay (checked 2026-10-28)
  10. [10]PayPal India Help, Can I use PayPal to receive payments from Indian customers? (checked 2026-10-28)
  11. [11]PayPal India, Four steps to complete your KYC (checked 2026-10-28)
  12. [12]PayPal India Help, How do I receive payments through PayPal? (checked 2026-10-28)
  13. [13]TransFi Help Center, Do I need to be a registered business? BizPay (checked 2026-10-28)
  14. [14]RBI, Status of Applications received under Payment and Settlement Systems Act, 2007, as on 16.10.2026, Table D (checked 2026-10-28)
  15. [15]RBI, Certificates of Authorisation issued under the Payment and Settlement Systems Act, 2007, 16 October 2026 (checked 2026-10-28)
  16. [16]TransFi, Terms and Conditions, last updated 28 May 2026, section 6.4 and Annexure A (checked 2026-10-28)
  17. [17]TransFi, home page (checked 2026-10-28)
  18. [18]Skydo FAQs, What countries can I get paid locally through Skydo? (checked 2026-10-28)
  19. [19]Skydo FAQ, How much does Skydo charge? (checked 2026-10-28)
  20. [20]Skydo, Home page (checked 2026-10-28)
  21. [21]Skydo FAQ, Who will bear the SWIFT charges? (checked 2026-10-28)
  22. [22]Skydo FAQ, Limitations and restrictions on receiving your foreign remittance via Skydo (checked 2026-10-28)
  23. [23]Skydo, Receive international payments in India as a freelancer (checked 2026-10-28)
  24. [24]Skydo, Terms of use (checked 2026-10-28)
  25. [25]Skydo FAQs, What is accepted for GST filings and banks between FIRA and FIRC? (checked 2026-10-28)
  26. [26]Karbon Business, Karbon for Freelancers (checked 2026-10-28)
  27. [27]Karbon, PayPal alternative (checked 2026-10-28)
  28. [28]Razorpay Docs, International Bank Transfer (MoneySaver Export Account) (checked 2026-10-28)
  29. [29]Razorpay, MoneySaver Export Account (international bank transfers) (checked 2026-10-28)
  30. [30]Razorpay, Pricing (checked 2026-10-28)
  31. [31]Razorpay Docs, FIRS Automated Process (checked 2026-10-28)
  32. [32]Winvesta FAQs, What are the charges for the global collections account? (checked 2026-10-28)
  33. [33]Winvesta FAQs, What currencies are available with local accounts? (checked 2026-10-28)
  34. [34]Winvesta, Multi-currency account (checked 2026-10-28)
  35. [35]Winvesta FAQ, When will I receive my e-FIRA certificate? (checked 2026-10-28)
  36. [36]Winvesta FAQ, Can I get priority processing for my withdrawal? (checked 2026-10-28)
  37. [37]DGFT: eBRC services (self-generation of e-BRC from bank inward remittance data)
  38. [38]GST Portal user guide: Furnishing of Letter of Undertaking (FORM GST RFD-11)

Frequently asked questions

Which is cheaper for Indian exporters, PayPal or TransFi?+

There is no cost verdict for a USD 5,000 bank transfer: payPal costs about 7.27 to 8.23%; TransFi does not publish full pricing.12 The answer can change with the currency, payment method and invoice size, so check your own numbers in the platform cost comparison.

Do PayPal and TransFi give a FIRA to Indian exporters?+

PayPal: Free weekly digital FIRA (Foreign Inward Remittance Advise) from February 2026, downloadable under Reports, then Tax, in a business account for the last 12 months; earlier transactions are covered by monthly FIRAs. Custom FIRA: 100 INR plus 18% GST per transaction for up to 20 transactions, or 2,000 INR plus 18% GST for a bulk request above 20 transactions; PayPal says custom FIRAs are issued by Citibank.2 TransFi: Not published. TransFi's pages do not mention a FIRA or FIRC.

Can individual freelancers use PayPal and TransFi?+

PayPal: Indian residents with a personal or business account; PayPal's KYC page covers individual business accounts, sole proprietors, partnership firms (including LLPs) and private limited companies. Receiving international payments needs a verified PAN, a linked Indian bank account, a purpose code, a description of the business and full KYC (Lite KYC allows one payment under $200).31112 TransFi: TransFi says BizPay can be used by businesses and individuals, including freelancers and sole proprietors without a registered company. It does not publish whether Indian residents are eligible.413

Are PayPal and TransFi authorised by the RBI?+

PayPal: PayPal's India user agreement says it provides export payment services as an online payment gateway service provider under RBI A.P. (DIR Series) Circular No. 16 (RBI/2015-16/185) and that PayPal is not a bank in India. RBI's status list as on 16 October 2026 shows PayPal Payments Private Limited under 'Existing PAs-CB which can operate as Payment Aggregator- Cross Border' with 'In-Principle Authorisation Granted'. PayPal is not on RBI's list of Certificates of Authorisation dated 16 October 2026.31415 TransFi: TransFi does not appear on the RBI list of authorised PA-CB entities as on 16 October 2026. Its terms list Trans-Fi India Private Limited as an affiliate but name no Indian licence, regulator or partner bank.1516

How fast do PayPal and TransFi pay out to an Indian bank?+

PayPal: PayPal asks users to allow up to 5 business days for funds to show in the bank account, depending on the bank's clearing process.8 TransFi: TransFi says collections on the USA to India route settle within minutes to a few hours where instant rails are available; its help centre says BizPay transfers are processed as per the bank settlement cycle.69

Do I still need an LUT if I am paid through PayPal or TransFi?+

Yes, if you are registered under GST and want to invoice the export without IGST. The Letter of Undertaking is a GST filing for the financial year, and it does not depend on how the money reaches you, whether through PayPal, TransFi or a bank wire.38

This page is general information for Indian service exporters, not tax or legal advice. Rules change and outcomes depend on your facts, so confirm with a chartered accountant before acting.

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