What are Dodo Payments fees in India for receiving international payments in 2026?
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Short answer
Dodo Payments charges 4% + 40c per US card or wallet sale.1 Cards and payment methods outside the US add 1.5%.1 Subscriptions add 0.5%.1 Dodo's documentation lists a $5 fee on payouts below $1,000 under standard pricing.2 USD SWIFT payouts for non-US businesses cost $25.1 INR payouts have been discontinued.2 Dodo publishes no FX rate for non-USD settlements.1
| Fee type | Amount | When it applies |
|---|---|---|
| Base fee per sale | 4% + 40c1 | US cards and wallets (Apple Pay, Google Pay)1 |
| International surcharge | +1.5%1 | Cards and payment methods outside the US1 |
| Subscription surcharge | +0.5%1 | Subscriptions, add-ons and usage-based billing1 |
| Payout fee | $5 under standard pricing2 | Payouts below $1,0002 |
| USD SWIFT payout | $251 | Payouts to non-US businesses by SWIFT1 |
1,000 USD = ₹94,243 at the reference rate for 13 November 2026 (European Central Bank data).
Estimated rupees received, on published fees
Sorted by estimated rupees received, highest first. Only providers that publish both their fee and their conversion markup for this currency and method can be estimated.
| # | Provider and route | Best for | Fee (+GST) | Markup | You receive | Cost |
|---|---|---|---|---|---|---|
| 1 | Karbon BusinessLowest estimated costBank transfer to a Karbon virtual USD account | US bank transfers and marketplace payouts | ₹942plus GST, rate not stated | 0% | ₹93,131 to ₹93,301 | 1.00 to 1.18% |
| 2 | RazorpayMoneySaver Export Account: bank transfer to virtual account details (Standard plan) | Local transfers from the US, UK and eurozone | ₹1,000plus GST, rate not stated | 0% | ₹93,063 to ₹93,243 | 1.06 to 1.25% |
| 3 | WinvestaGlobal Collections Account, standard plan (up to 2,000 a month per currency) | Local transfers with a published per-payment fee | ₹1,435 | 0% | ₹92,809 | 1.52% |
| 4 | SkydoPayment link (InstaLinks) paid by ACH debit | Local bank transfers from major markets | ₹1,885plus GST, rate not stated | 0% | ₹92,019 to ₹92,358 | 2.00 to 2.36% |
| 5 | PayoneerLocal bank transfer to Payoneer receiving account details | Marketplace payouts such as Amazon or Upwork | ₹0no GST stated | 1 to 4% | ₹90,473 to ₹93,301 | 1.00 to 4.00% |
| 6 | PayPalInternational commercial transaction received into a PayPal account (PayPal checkout or invoice) | Clients paying by card or PayPal balance | ₹4,175no GST stated | 3 to 4% | ₹86,465 to ₹87,366 | 7.30 to 8.25% |
Not estimated because pricing is not fully published: Cashfree Payments, Dodo Payments, PingPong, Stripe, Tazapay, TransFi, Wise.
Where a provider says GST applies to its fee but not at what rate, the range runs from no GST to 18%, the rate Skydo, Stripe and Winvesta state on their pages. Estimates use each provider's published fee, conversion markup, GST on fees and FIRA charge, checked 2026-10-28, against the reference rate. They exclude charges taken by intermediary banks and your own bank, and the rate a provider actually applies at the time of conversion. Check the provider's pricing page before you choose. The order is calculated only from these published numbers; no provider can pay to change its position, and there are no affiliate links.
Dodo Payments is a merchant of record: it sells a business's digital product to buyers and pays the business a supplier fee after deducting its charges.5 This page sets out what Dodo publishes about those charges for an Indian seller, as of October 2026.1 For how the model works, including the GST and FEMA points, see the Dodo Payments review.
Dodo's pricing page and documentation do not always agree. Where they differ, both are given below.
What are Dodo Payments fees at a glance?
Dodo Payments charges a percentage plus a fixed fee per sale, with surcharges by payment origin and product type, and payout fees.12 The table lists each cost as Dodo states it.12
| Cost | What Dodo publishes |
|---|---|
| US cards and wallets (Apple Pay, Google Pay) | 4% + 40c per transaction |
| Cards and payment methods outside the US | +1.5% |
| BNPL (Klarna, Afterpay, Clearpay) and PayPal | +3% |
| ACH Direct Debit (USD) or SEPA Direct Debit (EUR) | 1.5%, capped at $15 or EUR 15, one-time payments only |
| India cards and UPI (INR) | 4% + 15c, plus international fees where applicable |
| Subscriptions, add-ons and usage-based billing | +0.5% |
| Adaptive Currency (buyer pays in local currency) | 0% to the seller; Dodo says the buyer pays a 2 to 4% FX fee |
| Conversion on non-USD settlement | "Standard foreign exchange rates"; no rate published |
| Payout below $1,000 | $5 under standard pricing |
| USD SWIFT payout for non-US businesses | $25 |
| FIRA | On request; cost not published |
| Setup, monthly or minimum fees | None listed |
How does Dodo Payments charge Indian users?
Dodo Payments charges an Indian seller a per-sale fee deducted before the supplier fee is paid, plus payout fees that depend on payout size and route.125
- Transaction fee: 4% + 40c for US cards and wallets, plus 1.5% outside the US and 0.5% on subscriptions.1
- FX markup: Dodo says standard foreign exchange rates apply to non-USD settlements, without a figure.1
- Withdrawal fee: $5 on payouts below $1,000 under standard pricing; $25 for USD SWIFT payouts to non-US businesses.12
- Fixed fee: No setup fee, monthly charge or minimum commitment listed.1
Dodo Payments' pricing table lists regular payouts as free; its documentation lists a $5 fee on payouts below $1,000.12
What does Dodo Payments charge by payment method?
Dodo Payments charges 4% + 40c for US cards and wallets and adds 1.5% for cards issued outside the US, so a card from the UK or Australia costs 5.5% + 40c on a one-time sale.1
| Payment method | Dodo's published fee | Best for |
|---|---|---|
| US cards and wallets | 4% + 40c | Buyers in the US paying by card, Apple Pay or Google Pay |
| Cards and payment methods outside the US | 5.5% + 40c (4% + 40c plus 1.5%) | Buyers outside the US paying by card |
| ACH or SEPA Direct Debit | 1.5%, capped at $15 or EUR 15 | Larger one-time payments from US or eurozone buyers |
| BNPL and PayPal | Base fee plus 3% | Buyers who want to pay later or by PayPal |
| India cards and UPI (INR) | 4% + 15c, plus international fees where applicable | Indian buyers paying in INR |
The table follows Dodo's pricing page; subscriptions add 0.5% to each method.1
For example, on a $1,000 one-time sale paid by ACH Direct Debit, the 1.5% fee would be $15, which is also the cap, so the fee is 1.5% of the sale; on a $2,000 ACH sale the cap holds the fee at $15, or 0.75%.1
What is the Dodo Payments currency conversion fee and FX markup?
Dodo Payments does not convert to INR: its documentation says INR payouts have been discontinued and balances are paid from USD, GBP and EUR wallets.2 If your Indian bank account receives a different currency, the bank converts on arrival at its own rate, which Dodo does not control or publish.2
- Non-USD settlement: Dodo says standard foreign exchange rates apply, without a figure.1
- INR balance to USD wallet: Dodo can move an INR balance from Indian sales into the USD wallet, less a currency conversion fee that is not published.2
- Adaptive Currency: 0% to the seller; Dodo says the buyer pays a 2 to 4% FX fee.1
No percentage example can be given for the conversion to INR, because that conversion is done by your bank at a rate Dodo does not publish.2
What are Dodo Payments withdrawal and settlement fees?
Dodo Payments pays out on a schedule, not per sale, with a $5 fee on payouts below $1,000 under standard pricing and $25 for USD SWIFT payouts to non-US businesses.12
- Payout cycle: Bi-monthly by default, weekly for higher-volume businesses, and monthly for some businesses.2
- Threshold: A payout starts only when the balance reaches $100 by default, which can be set as low as $50.2
- Arrival: Dodo's FAQ says funds typically reach the bank 1 to 2 business days after a payout is initiated, and elsewhere 1 to 5 business days, while its Master Service Agreement says the supplier fee is paid on or before the 20th of the following month.35
- Bank charges: Correspondent and receiving banks may deduct their own charges, which do not appear on Dodo's payout invoice.2
- FIRA: Dodo does not publish a FIRA fee. Its blog says you request a FIRA from support@dodopayments.com, and its payout documentation does not mention FIRA.24
Your own bank may also issue a remittance advice for the incoming transfer; ask it about any charge. See FIRC vs FIRA vs e-BRC.
Is GST charged on Dodo Payments fees?
The Dodo Payments pricing and payout pages cited here do not state whether Indian GST applies to Dodo's own fees for an Indian seller.12 Because Dodo is the merchant of record, the GST position of the sale itself is covered in the Dodo Payments review and GST on export of services.5
How much INR do you receive on $2,000, $5,000 and $10,000 with Dodo Payments?
Dodo Payments pays out in USD, GBP or EUR, and your bank sets the INR rate, so the rupee amount depends on your bank as well as Dodo's fees.2 The table below shows what published fees allow, at today's rate.
None of these providers publishes both a fee and a conversion markup for USD.
Not estimated because pricing for USD is not fully published: Dodo Payments.
Ranked by INR received on USD 5,000. Reference rate: European Central Bank data for 13 November 2026. Fees, conversion markup, GST on fees and FIRA charges as published by each provider, checked 28 October 2026. Ranges appear where a provider publishes a range or does not state its GST rate. Intermediary bank charges are excluded. See the methodology.
On a single $1,000 one-time sale to a buyer paying with a US card:12
| Step | Amount |
|---|---|
| Sale price | $1,000.00 |
| Dodo fee, 4% + 40c | $40.40 |
| Credited to the USD wallet | $959.60 |
| Payout fee if this is the whole payout (below $1,000) | $5.00 |
| Sent to your bank, before bank charges and conversion | $954.60 |
The same sale with a card issued outside the US would carry 5.5% + 40c, or $55.40.1 Use the international payment fee calculator to compare these costs with other routes.
What hidden or one-off charges does Dodo Payments apply?
Dodo Payments lists refund, dispute and recovery fees on its pricing page, alongside the payout charges above.1
- Chargeback: $30 per dispute or chargeback.1
- Refund: $1 per refund.1
- Recovered revenue: 5% on revenue recovered through abandoned cart recovery and dunning, which are free to enable.1
- Currency holding: Balances are held in USD, GBP and EUR wallets; moving an INR balance to USD carries an unpublished conversion fee.2
- Bank deductions: Correspondent and receiving bank charges are not shown on Dodo's payout invoice.2
As of October 2026, Dodo Payments' public pages do not publish the exchange rate or spread on non-USD settlements, the fee for converting an INR balance to the USD wallet, a FIRA fee or a FIRA process in its documentation, or how the purpose code is reported on payouts.1234
How can you reduce Dodo Payments fees?
Dodo Payments fees fall as a share of revenue when payouts are larger and when buyers pay by a capped method.12
- Keep payouts at $1,000 or more: The $5 payout fee applies below $1,000 under standard pricing.2
- Offer direct debit for larger sales: ACH and SEPA Direct Debit cost 1.5%, capped at $15 or EUR 15, for one-time payments.1
- Ask your bank for its rate: Your bank converts the payout to INR at its own rate, so compare its rate with a same-day reference rate.2
How do Dodo Payments fees compare with other platforms?
Dodo Payments does not publish the rate used to convert its payouts to INR, so its total cost is not estimated and it sits after the providers that publish full pricing.12 The table is ordered by estimated cost on a USD 5,000 receipt, cheapest first, using each provider's published fees, FX markup and GST where published; providers without full published pricing follow, A to Z.
| Platform | Best for | Estimated cost on USD 5,000 | Fees guide |
|---|---|---|---|
| Skydo | Local bank transfers from major markets7 | 0.68%8910 | Skydo fees |
| Razorpay | Local transfers from the US, UK and eurozone11 | 1.00 to 1.18%1213 | Razorpay fees |
| Karbon Business | US bank transfers and marketplace payouts14 | 1.00 to 1.18%1415 | Karbon Business fees |
| Winvesta | Local transfers with a published per-payment fee1617 | 1.24%16 | Winvesta fees |
| Dodo Payments | Software and digital product sellers56 | Not estimated: INR conversion rate not published12 | This page |
For other routes, see Dodo Payments alternatives and PayU vs Dodo Payments.
How did we verify this?
We checked this page against the sources below on 30 October 2026. Provider fees, conversion markups and RBI payment aggregator (PA-CB) status were checked on 28 October 2026. Rupee amounts use European Central Bank reference rates for 13 November 2026. Read our methodology or report an error.
- [1]Dodo Payments, Pricing (checked 28 October 2026)
- [2]Dodo Payments Documentation, Payouts Process (checked 28 October 2026)
- [3]Dodo Payments Documentation, FAQs (checked 28 October 2026)
- [4]Dodo Payments blog, Export Declaration Form (EDF): What Indian Service Exporters Need to Know, 12 October 2026 (checked 28 October 2026)
- [5]Dodo Payments, Master Service Agreement, last updated 26 February 2026, clause 9.2 (checked 28 October 2026)
- [6]Dodo Payments, Merchant of Record for Global SaaS (checked 2026-10-28)
- [7]Skydo FAQs, What countries can I get paid locally through Skydo? (checked 2026-10-28)
- [8]Skydo FAQ, How much does Skydo charge? (checked 2026-10-28)
- [9]Skydo, Home page (checked 2026-10-28)
- [10]Skydo, Terms of use (checked 2026-10-28)
- [11]Razorpay Docs, International Bank Transfer (MoneySaver Export Account) (checked 2026-10-28)
- [12]Razorpay, MoneySaver Export Account (international bank transfers) (checked 2026-10-28)
- [13]Razorpay, Pricing (checked 2026-10-28)
- [14]Karbon Business, Karbon for Freelancers (checked 2026-10-28)
- [15]Karbon, PayPal alternative (checked 2026-10-28)
- [16]Winvesta FAQs, What are the charges for the global collections account? (checked 2026-10-28)
- [17]Winvesta FAQs, What currencies are available with local accounts? (checked 2026-10-28)
Frequently asked questions
Can I receive INR from Dodo Payments?+
No. Dodo Payments says INR payouts were discontinued and balances are paid out from USD, GBP and EUR wallets. Your Indian bank then converts the incoming currency at its own rate, which Dodo Payments does not control or publish, so the INR you receive depends on your bank.2
Is there a monthly fee on Dodo Payments?+
Dodo Payments' pricing page lists no setup fee, monthly charge or minimum commitment, and says you pay only when you transact. Enterprise pricing is custom. Abandoned cart recovery and dunning are free to enable, with a 5% fee on the revenue Dodo Payments recovers.1
What is a merchant of record, and how does Dodo Payments use the model?+
Dodo Payments acts as a merchant of record: it sells a business's digital product to buyers and pays the business a supplier fee after deducting its charges. The Dodo Payments review covers the GST and FEMA points that follow from this model for an Indian seller.5
How often does Dodo Payments pay out?+
Dodo Payments' default payout cycle is bi-monthly, weekly is available for higher-volume businesses, and some businesses are placed on monthly cycles. A payout starts only when the balance reaches the threshold, which is $100 by default and can be set as low as $50.2
How do you get a FIRA from Dodo Payments?+
Dodo Payments' blog says you request a FIRA from support@dodopayments.com, and that Dodo routes payouts through its payment partner and shares the FIRA once it is generated. Dodo Payments does not publish a fee for the FIRA, and its payout documentation does not mention FIRA.24
What does Dodo Payments charge for Indian cards and UPI?+
Dodo Payments lists India cards and UPI in INR at 4% + 15c, plus international fees where applicable. These are domestic Indian payment methods for Indian buyers, and Dodo Payments says INR balances can be moved to the USD wallet less an unpublished conversion fee.12
This page is general information for Indian service exporters, not tax or legal advice. Rules change and outcomes depend on your facts, so confirm with a chartered accountant before acting.
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