What are Adyen fees in India for receiving international payments in 2026?

Adyen is an enterprise payments platform with an Indian entity authorised by the RBI. This page sets out what Adyen publishes about fees that could apply to an Indian business collecting from foreign customers, as of October 2026.¹³ For the regulatory set-up and what Adyen offers in India, see the Adyen review.

What are Adyen fees at a glance?

Adyen publishes no fee schedule for Indian exporters; the only figures available are on Adyen's global pricing page, which Adyen describes as indicative.²³ The RBI lists Adyen India as a cross-border payment aggregator for outward transactions only, and Adyen's India cross-border product is for foreign merchants selling into India.¹²

The table lists each cost as Adyen states it on its global pricing page.²³

How does Adyen charge Indian users?

Adyen charges a fixed processing fee plus a fee that depends on the payment method, on its global pricing page.³ Whether these apply to an Indian business collecting from abroad is not published.²³

• Transaction fee: $0.13 per transaction plus a payment method fee, as shown on Adyen's global pricing page.³
• FX markup: Not published.³
• Withdrawal fee: Not published for payouts to an Indian bank account.³
• Fixed fee: Adyen says there are no monthly, setup, integration or closure fees, though a minimum invoice may apply.³

Adyen's India compliance guide covers local acquiring only and says its India rules do not apply to cross-border payments.⁴

What does Adyen charge by payment method?

Adyen's global pricing page shows $0.13 plus Interchange++ plus 0.60% for Visa and Mastercard and $0.13 plus 3.95% for American Express.³ Adyen says Interchange++ passes variable interchange costs through to the business, so the total varies by card. Adyen does not publish whether these rates apply to foreign cards paying an Indian business.³⁴

The figures in the table come from Adyen's global pricing page; Online Banking India, UPI and RuPay are domestic Indian methods.³

For example, on a $1,000 American Express payment at Adyen's global rate, the fee would be $0.13 plus $39.50, or about 3.96% of the payment, before any conversion or payout cost.³

What is the Adyen currency conversion fee and FX markup?

Adyen does not publish a currency conversion fee, FX markup or exchange rate on its pricing page.³ Its India compliance guide covers local acquiring only and says its India rules do not apply to cross-border payments.⁴

No percentage example can be worked out for the Adyen conversion to INR because neither the rate nor the markup is published.³ For how markups work in general, see FX markup on export payments.

What are Adyen withdrawal and settlement fees?

Adyen does not publish settlement times or payout fees for India on its pricing page or India compliance guide.³⁴ Adyen also does not publish a FIRA or FIRC process or fee for Indian businesses.²⁴ See FIRC vs FIRA vs e-BRC for what each document is.

Is GST charged on Adyen fees?

Adyen publishes no fee schedule for Indian exporters, so there is no published statement on how Indian GST applies to Adyen fees for that use.²³ If you get a quote from Adyen, ask whether the quoted fees include GST.

How much INR do you receive on $2,000, $5,000 and $10,000 with Adyen?

Adyen publishes no route or fees for Indian exporters receiving payments from abroad, so the INR amount cannot be estimated from published fees.²³ The table below shows what published fees allow, at today's rate.

Once you have a quote from Adyen, enter it in the international payment fee calculator to compare routes.

What hidden or one-off charges does Adyen apply?

Adyen's public pricing lists one charge outside the per-transaction fees: a minimum invoice that may apply depending on industry or business model.³

• Minimum invoice: May apply by industry or business model; Adyen asks businesses to contact its sales team for details and does not publish the amount.³
• Setup, monthly, integration or closure: None, per Adyen.³
• Purpose code handling: Not published for Indian businesses collecting from foreign customers.²⁴

As of October 2026, Adyen's public pages do not publish conversion fees, payout fees, settlement time or a FIRA process for Indian businesses collecting from foreign customers.²³⁴

How can you reduce Adyen fees?

Adyen's fees for Indian exporters can only be assessed once Adyen gives a written quote, because its public figures are global and indicative.²³

• Ask for India terms: Ask Adyen to confirm in writing whether an Indian entity can receive payments from foreign customers, and at what fee.¹²
• Check the minimum invoice: Ask what minimum invoice applies to your industry, since Adyen says one may apply.³
• Compare with published routes: Compare any Adyen quote with providers that publish India export pricing, using the comparison table below.

How do Adyen fees compare with other platforms?

Adyen does not publish enough pricing to estimate its cost for an Indian exporter, so it sits after the providers that do.²³ The table is ordered by estimated cost on a USD 5,000 receipt, cheapest first, using each provider's published fees, FX markup and GST where published; providers without full published pricing follow, A to Z.

For more options, see Adyen alternatives and PayU vs Adyen.