Does Stripe give a FIRC in India?
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Short answer
Not directly. Stripe says Standard Chartered Bank (SCB) emails a payment advice to your registered Stripe email address on the day an export payout is processed, listing the export charges in that payout.1 Stripe's support page says the FIRC itself is issued by your own authorised bank in India, and that you present the payment advice to your bank to get it.2
A SaaS founder in Pune or a design studio in Bengaluru taking card payments from overseas customers through Stripe needs a remittance document for each payout, for the bank, the GST refund and the accountant. This page answers only from Stripe's own pages and RBI, as of October 2026.13
What does Stripe send after an export payout?
Stripe arranges a payment advice from its banking partner rather than a FIRC. Stripe's India exports documentation says Standard Chartered Bank issues payment advice directly to your registered Stripe email address the same day your export payout is processed, with a list of the export charges in that payout.1 Stripe pays out in INR, and export payouts are labelled "International" in the Dashboard.1
How do you get the FIRC?
You get the FIRC from your own bank. Stripe's support page says a FIRC is issued by the beneficiary's authorised Indian bank, and that users present the SCB payment advice to their bank to request it.2 Ask your bank what it needs alongside the advice and what it charges. See FIRC vs FIRA vs e-BRC.
Who can receive export payouts through Stripe?
Stripe limits export payouts to registered businesses. Its documentation says Stripe is available in India by invite only, and that to accept international payments the account must be a registered Indian business (sole proprietorship, limited liability partnership or company), not an individual.1 For services, an Importer Exporter Code is optional unless you accept American Express from abroad or take Foreign Trade Policy benefits.1
What is Stripe's status with RBI for cross-border payments?
RBI's status list as on 16 October 2026 places Stripe India Private Limited in Table F, applications for cross-border payment aggregator authorisation that were returned, withdrawn or refused, with its application returned on 12 July 2024 and marked as withdrawn by the entity.3 Fees, payout timing and limits are in the Stripe review.
How did we verify this?
We checked this page against the sources below on 28 October 2026. Read our methodology or report an error.
- [1]Stripe Docs, Accept international payments from India (checked 28 October 2026)
- [2]Stripe Support, FIRC/payment advice for international transactions in India (checked 28 October 2026)
- [3]RBI: Status of Applications received under Payment and Settlement Systems Act, 2007, as on 16 October 2026, Table F
Frequently asked questions
Does the SCB payment advice cover one payment or many?+
Stripe says the advice lists the export charges that are part of the specific export payout, so one advice can cover several customer payments.1
Does Stripe charge for the FIRC?+
Stripe does not issue the FIRC, and its support page does not state what your bank charges for one.2 Check your bank's schedule of charges.
Can an individual freelancer get Stripe export payouts?+
Stripe says export payments need a registered Indian business, a sole proprietorship, LLP or company, and that the account cannot be an individual.1
Which purpose code appears on Stripe export payouts?+
The one you select from Stripe's dropdown during onboarding or in the Dashboard. Stripe says an account can have only one transaction purpose code.1
This page is general information for Indian service exporters, not tax or legal advice. Rules change and outcomes depend on your facts, so confirm with a chartered accountant before acting.
Keep reading
Stripe for Indian service exporters: how it works, costs and limits
How Stripe India works for exporters of services: invite-only access, who can sign up, card fees, INR payouts, payment advice for FIRC, purpose codes and limits.
PlatformsWhat are Stripe fees in India for receiving international payments in 2026?
Stripe India fees for export payments: 3% to 4.3% card fees, 2% conversion, INR payouts, dispute fees, GST on fees, and what Stripe does not publish.
RBI and FEMAWhat is the difference between FIRC, FIRA and e-BRC for service exporters?
What FIRC, FIRA and e-BRC are, who issues each, how e-BRC works on the DGFT portal, and which documents Indian service exporters should keep for GST and tax.
RBI and FEMAHow should a freelancer get and use a FIRA?
A freelancer's guide to FIRA in 2026: how to get one from your bank, PayPal or a payment aggregator, what to check on it, how to fix errors and when you need it.