Does Payoneer give a FIRA in India?

A video editor in Mumbai paid by a US marketplace, or a consultant in Hyderabad paid by a German client through Payoneer, needs a document for each payment for their bank, their accountant and GST records. This page answers only from Payoneer's own pages and RBI, as of October 2026.¹³

What document does Payoneer give Indian users?

Payoneer gives Indian users a digital FIRA, a PDF proof of the inward remittance, at no charge. Its help centre says the FIRA is generated by Payoneer's partner bank, an Authorised Dealer (AD) bank in India.¹ Payoneer's India digital FIRC page says users "automatically receive their FIRA/FIRS/NOC directly to their Payoneer account, at no cost".²

Where do you download it?

You download the Payoneer FIRA from your account. The help centre points to Manage, then Reports and statements, and says notifications also link to it.¹ Payoneer's India page describes the same place as Activity, then Reports and Statements, and says documents can be downloaded in bulk.²

Is the Payoneer FIRA an e-FIRA?

No. Payoneer says the e-FIRA is a separate electronic certificate issued by your own bank, which reports the remittance to RBI's Export Data Processing and Monitoring System (EDPMS), and that "Payoneer can only provide you with a digital FIRA".¹ For the e-FIRA, or for anything your bank needs to close your export entry, follow up with your bank. See FIRC vs FIRA vs e-BRC.

What does the FIRA show about the purpose code?

The purpose code on each FIRA is the one set in your Payoneer profile. Payoneer says the code reflects your line of business, is tagged to every payment, and can be changed under Settings, Profile settings, Additional details, but not for payments already processed.¹ Set it correctly before payments arrive; see purpose codes for freelancers.

What is Payoneer's status with RBI?

RBI's status list as on 16 October 2026 shows Payoneer India Private Limited with "In-Principle Authorisation Granted" in Table E, headed "New PAs-CB, Applications which are currently under process, Cannot operate"; RBI notes that in-principle authorisation is not full authorisation.³ Fees, limits and the rest of the service are covered in the Payoneer review.