Do I get a FIRA from Wise?

A writer in Bengaluru paid by a London publisher through Wise Business, or a developer paid by a US startup, needs a document for each payment to show their bank, their accountant and, if GST-registered, the GST refund officer. This page covers only what Wise publishes on its own pages and what RBI publishes about Wise, as of October 2026.¹³

What document does Wise issue for Indian businesses?

Wise issues an e-FIRC for each transfer it sends to your Indian bank account, according to its help article on receiving payments for Indian businesses.¹ Wise converts each payment to INR and pays it to the verified Indian bank account you gave during verification.¹ Wise's India pages checked describe an "e-FIRC" and do not mention a FIRA.¹²

When and where do you get it?

The Wise e-FIRC is emailed to you within 3 working days, according to the help article, which in another section says 2 to 3 days after the transfer completes.¹ To download it, open the transfer on the Wise website and choose the e-FIRC PDF.¹ If the email does not arrive, Wise says to check the transfer on the website.¹

Does Wise charge for the e-FIRC?

Wise's own pages differ on the fee. The help article says you pay the equivalent of 2 USD in the received currency for the transfer that issues the e-FIRC automatically.¹ Wise's India receive pricing page describes "a free eFIRC for every transfer", and says 18% GST applies to Wise fees.² Check the fee shown on the transfer itself. Full pricing is on the Wise fees in India page.

Who stands behind Wise in India?

RBI's list of authorised payment aggregators dated 16 October 2026 includes Wise Payments India Private Limited as a cross-border payment aggregator for inward transactions (PA-CB-I), authorised on 12 March 2026.³ Wise's India receiving pages do not name the entity that issues the e-FIRC.¹

Is the e-FIRC the same as an e-BRC?

No. An e-BRC (electronic Bank Realisation Certificate) is generated by the exporter on the DGFT portal from the inward remittance data your bank reports, not issued by Wise.⁴ See FIRC vs FIRA vs e-BRC for how the three documents differ, and the Wise review for limits, sign-up rules and purpose codes.